Bao, who has been in Britain for more than a month on business, recently returned to Shanghai. Sitting around with my family at night, eating delicious meals cooked by my mother and telling foreign stories excitedly, I can't help feeling that it's so good to be home! Mom suddenly asked about Po's credit card bill. It turns out that Po never forgets to "remotely control" his mother, or charge the phone bill or pay the credit card bill every time he travels for a long time, but this time he has been away from home for so long, and nothing has happened. He didn't forget to pay back the money, did he? If it affects the credit record, it will be a big deal. Who knows that Po smiled mysteriously at his mother and only said that he could handle his own affairs! It turned out that when Po was in England, he did have US dollar debt in his account, but he could not repay it in time. Before going abroad, he chose a card with a higher credit limit, but did not sign an automatic repayment agreement. However, if he wants to purchase foreign exchange by telephone or online, he must pay off all RMB debts before the repayment date to complete the repayment steps. Is there a better way to avoid bothering my mother to help her queue up at the bank for repayment? So with the mentality of giving it a try, Abao dialed the customer service phone of the bank and found a coup to repay the dollar debt. Po has chosen the service of "automatic purchase of foreign exchange on the billing date", that is to say, if your credit card uses US dollars and there is still US dollar debt on the billing date, the bank will help you automatically convert the US dollar debt into RMB debt on the billing date, and the exchange rate for purchasing foreign exchange is subject to the foreign exchange rate published by the bank on the billing date. In this way, the cardholder only needs to return the total amount owed in RMB, and does not need to purchase foreign exchange in person. Save the trouble of purchasing foreign exchange, Po will naturally worry, and the repayment can be easily done through online transfer! Therefore, there are many ways to repay foreign exchange, but only those who know how to choose the most convenient repayment method can be called real card users.