Legal analysis: The Civil Procedure Law of People's Republic of China (PRC) does not clearly stipulate the time of court hearing after the bank files a lawsuit with the court. It only stipulates that the court shall inform the parties whether to file a case within 7 days after receiving the lawsuit. If a case has been decided, the time from filing to closing is generally 6 months, and if it is a summary procedure, it is 3 months.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 3 The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and among them because of property relations and personal relations.

Article 4 This Law must be observed in civil litigation within the territory of People's Republic of China (PRC).

Article 146 The trial may be postponed under any of the following circumstances:

(a) the parties who must appear in court and other participants in the proceedings have justified reasons for not appearing in court;

(2) The party concerned temporarily applies for withdrawal;

(3) It is necessary to notify new witnesses to appear in court, obtain new evidence, re-authenticate, conduct an inquest or make supplementary investigations;

(4) Other circumstances that should be postponed.