Annual fee for Ping An Car Owner Credit Card
The annual fee for the main card of Ping An Bank Car Owner Credit Card is divided according to the card level. The specific charges are as follows:
1. Car Owner Card Gold card annual fee: 200 yuan/year. After activation, if the user spends 30,000 yuan in the first year, the annual fee for the next year will be reduced.
2. Annual fee for car owner’s platinum card: main card: RMB 800 per year; supplementary card: no annual fee. If you spend 200,000 yuan or more in the current year, the annual fee for the next year will be waived (excluding consumption on supplementary cards).
It is worth noting that once the Ping An Bank Car Owner Card is activated, it will incur a first-year annual fee, and the first-year annual fee cannot be reduced or reduced.
Ping An Car Owners Card is Shenzhen Ping An Bank’s first credit card product specially designed to meet the card needs of private car owners.
After you swipe your card to refuel at a designated gas station, you will receive a 12% discount on the gas fee in the next month, provided that the credit card consumption in the month of gas refueling exceeds 2,000.
Card Features
As a bank credit card business under Ping An Insurance Group of China, this card not only inherits the powerful account core of Ping An Credit Card’s “full protection of consumption losses within 72 hours before reporting loss” Security system.
Ping An Bank’s car owner credit card can provide car owners with more services in many aspects, such as insurance claims, on-site rescue, etc. As people increase their private cars, more and more banks have begun to provide private car owners with more services. To provide more financial services, Ping An Bank’s car owner credit card is a typical example.
Ping An Bank’s car owner credit card offers more discounts for the automotive industry. For example, car owners can enjoy certain discounts when refueling. When accumulated, this kind of discount is also a considerable expense.
Similar to other credit cards, the Ping An Bank Car Owners Credit Card can also provide services such as cash advance and advance consumption. The repayment method will be more flexible and convenient, not only through Ping An Bank Car Owners Credit Card outlets and bank outlets, but also through Through other repayment methods such as bank transfer and Alipay transfer, these multi-functional methods allow car owners to enjoy more convenience in life and work while enjoying the driving pleasure of their car.
Ping An Good Car Owner Credit Card Annual Fee
The annual credit card fee for Ping An Good Car Owner Bank Credit Card is 300 yuan per year. If the user has spent more than 30,000 yuan per year, or is a Ping An Good Car Owner APP platinum and above VIP members can waive the credit card annual fee for the second year.
Ping An Good Car Owner Credit Card is a joint venture between Ping An Bank and Ping An Property & Casualty in January 2020. It is the first in the industry to launch an "all-in-one" car owner service plan - Ping An Good Car Owner Credit Card, with both gold and platinum cards. A card type. Cardholders can save more than 2,000 yuan in car maintenance costs by using the card's benefits and participating in preferential activities every year.
Ping An Good Car Owner Credit Card is an "integrated" car owner service plan jointly launched by Ping An Bank, a subsidiary of China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An Group") and Ping An Property & Casualty Insurance - Ping An Good Car Owners Credit Card, this card not only comes with the "Safe Travel" guarantee, but also covers car owner services such as refueling, car washing, driving, and airport pick-up, providing car owners with one-stop, full life cycle car services.
Gold Card: RMB 300 per year. New Ping An Credit Card customers who are Silver or above members of Ping An Good Car Owner APP are exempt from the first-year annual fee.
During the promotion period, if you are a new Ping An Credit Card customer and are a Silver or higher member of Ping An Good Car Owner APP before the annual fee date of the following year, you can enjoy a reduction in the first-year annual fee of the Gold Card. Annual fees for the following year will be waived for those who spend over RMB 30,000 per year or are Ping An Good Car Owner APP Silver or above members.
Platinum Card: RMB 800. The annual fee will be generated immediately upon card activation. In the first year, if you spend RMB 200,000 with the Ping An Bank Good Car Owner Platinum Card, the annual fee will be waived for the following year.
New accounts: Starting from August 1, 2020, in the first month and the next month when the card is approved, you can enjoy 12% off on designated gas purchases with the designated credit card for the event. From the third month after the card is approved, you can make 2 purchases per month. 388 yuan, you can continue to participate in the refueling activities for customers who already hold Ping An Good Car Owner Credit Card; Good Car Owner Credit Card Gold Card customers have a monthly refueling reward limit of 100 yuan; and Good Car Owner Credit Card Platinum Card customers have a maximum monthly refueling reward of 150 yuan.
Old account: Starting from August 1, 2020, if you make two purchases of 388 yuan in the same month, you can enjoy a 12% discount on designated gas consumption with the designated credit card for the event, and a monthly gas bonus for each Good Car Owner Credit Card Gold Card customer. The upper limit is 100 yuan; for the Good Car Owner Credit Card Platinum Card, the maximum is 150 yuan/month. (Note: The first phase of the activity ends on December 31, 2020. For detailed rules of subsequent activities, please refer to the official announcement of Ping An Bank.)
Is there an annual fee for the Ping An Good Car Owner Credit Card?
The Ping An Good Car Owner Credit Card has an annual fee. The Ping An Good Car Owner Credit Card has two levels: gold card and platinum card. The annual fees for different levels of credit cards are different. Among them, the annual fee for the Ping An Good Car Owner Credit Card Gold Card is 300 yuan per year, and the annual fee is waived in the first year. If you spend more than 30,000 yuan, the annual fee for the next year will be waived; while for the Ping An Good Car Owner Platinum Card, the first-year annual fee is 800 yuan. , there is no exemption policy, and the annual fee for the next year can be waived only if the consumption exceeds 200,000 yuan. Recently, the National Bureau of Statistics released the 2019 National Economic and Social Development Statistical Bulletin. Data show that as of the end of 2019, the number of civilian vehicles in the country was 261.5 million, an increase of 21.22 million from the end of the previous year. As the epidemic gradually subsides, large and small enterprises across the country have resumed work one after another. In order to effectively prevent and control the epidemic, most transportation during the resumption of work will be by self-driving. For the large number of car owners, it is necessary to recommend a good credit card for car owners that is extremely affordable and worry-free. Here is a guide for car owners to apply for a credit card, don’t miss it, car owners! As a credit card product jointly launched by Ping An Bank and Ping An Property & Casualty Insurance, Ping An Good Car Owner Credit Card can not only provide car owners with precise marketing and personalized services, including high cash rebate gas discounts, high-security travel accident insurance, etc. You can also enjoy the existing preferential lifestyle consumption ecosystem of Ping An Bank's credit cards, truly covering all scenarios of clothing, food, housing and transportation with products, activities and services. According to a survey, more than 70% of users chose to apply for a Ping An Auto Owner Credit Card because of the “high cash back gas discounts”. Compared with car owner credit cards of other banks, Ping An Good Car Owner Credit Card has the highest 12% discount on gas, and the threshold for meeting consumption standards is lower: new users can make one designated mobile payment; old users have spent four non-designated gas transactions worth 388 yuan. Just make a designated mobile payment and truly enjoy a 12% discount on gas without leaving home. So what are the application conditions for Ping An Good Car Owners Credit Card? First of all, the basic requirements for applicants for the main card of the Good Car Owner Credit Card are Chinese citizens (including Hong Kong, Macao and Taiwan) and foreign citizens who are between 18 and 70 years old and have full capacity for civil conduct. Applicants for supplementary cards must be over 13 years old; secondly, provide copies of the identity documents of the main card and supplementary card applicants. In addition, proof of employment, income certificate, real estate certificate, car ownership certificate, financial assets certificate and other supporting materials will be provided. Help individual applications be processed as quickly as possible, and you should also enjoy convenient services during the current special period of the epidemic. Users can directly log in to the official website of Ping An Bank's Good Car Owner Credit Card and complete the application for the Good Car Owner Credit Card in minutes without leaving home, which is super worry-free.
I plan to apply for a Ping An Auto Owners Credit Card. Does anyone know how to charge the annual fee?
300 yuan per year, cardholders who spend more than 30,000 yuan in the current year or are Ping An Good Car Owner APP Silver or above members are exempt from the annual fee for the next year. The annual fee is charged after the card is activated. It is collected first and then waived. If the Good Car Owner APP membership is downgraded before the annual fee date of the next year, it will no longer enjoy the discount and exemption policy for the next year's annual fee. Each card year is only exempted by 1 for members. Next year fee. Customers must complete real-name authentication in the form of bank card verification on the Ping An Good Car Owner APP to enjoy the annual fee exemption policy.
Extended information
Chapter 3 Application Conditions
Article 7 Anyone who is 20 years old and not more than 65 years old has full capacity for civil conduct and has Natural persons with stable and legal sources of income and good credit can apply for a personal credit card master card from the card issuer with their valid identity documents and other documents required by the card issuer. The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards.
Chapter 4 Application Procedures
Article 8 To apply for a credit card, you should truthfully fill in the "Ping An Bank Credit Card Application Form" and sign the "Ping An Bank Credit Card Application Agreement". Credit cards can only be applied for by themselves through the formal channels of the card issuer, and cannot be applied through a third party or others. Otherwise, the cardholder shall bear the resulting risks. At the same time, the card issuer has the right to pursue legitimate claims, including repayment, against the applicant. Legal liability.
The applicant agrees that the card issuer will consult with relevant parties, retain, dispose and use relevant information according to business processes. When the applicant signs and confirms the "Ping An Bank Credit Card Application Form", he/she confirms to fulfill the various provisions and abide by this Article. The applicant shall ensure that the information provided is true and valid, and bear full responsibility for providing false information. The applicant's signature is deemed to have read and agreed to all the terms of the "Ping An Bank Credit Card Application Form".
Article 9 The card issuer shall determine whether to require the applicant to provide guarantee and the method of guarantee based on the applicant's application and credit status, and whether to agree to the applicant's application for receiving a card. Regardless of whether it is approved or not, the card issuer will not return the applicant's application materials but will keep them confidential.
Article 10 Applicants may choose to apply for a credit card by providing guarantee. The guarantee methods include: guarantee, mortgage and pledge. A corresponding guarantee contract can be signed separately for guarantee. The scope of guarantee covers all debts incurred by the cardholder under the credit card issued by the card issuer.
Article 11 The validity period of a credit card generally does not exceed 10 years. It will automatically become invalid upon expiration, but the creditor's rights and debts of the cardholder under the credit card will remain unchanged. If the cardholder is unwilling to exchange for a new card when it expires, he should notify the card issuer in writing or in other forms agreed by both parties one month before the card's validity period expires. Otherwise, the card issuer shall renew a new card to the cardholder who meets the card renewal conditions upon expiration, unless the cardholder has not activated the credit card within the validity period of the credit card.
Article 12 If the card holder is unwilling to change to a new card or stop using it midway when the validity period of the card expires, the cardholder shall cancel the account in a mutually agreed upon manner after repaying the principal, interest and related fees of the overdraft. However, regardless of the status of the credit card, the cardholder should repay the principal, interest and related fees of the overdraft. The card issuer will not refund the annual fee collected.