Subject to availability.

Reason:

Banks generally will not sue, but if you don’t answer the phone even if you don’t pay at all, they will definitely sue, and you may be imprisoned.

About court summons:

1. Court summons refers to a legal document prepared by the plaintiff and issued by the court to notify the respondent of information about the prosecution.

2. Normally, a court summons requires the respondent to submit documents to the court in response within a specified period, or in small claims court, the respondent can only submit a document on a specific date specified in the court summons. Attend court hearings.

3. The respondent can also choose not to respond to the court summons, that is, allowing the court to issue a default judgment, but it will need to bear the risk of losing the lawsuit.

Steps:

1. When the court serves you a subpoena, if there is no special reason, it is best to sign for it, because regardless of whether you sign for the subpoena, the subsequent litigation procedures will still be The process will proceed as usual. If you fail to sign for the subpoena, subsequent litigation will be unfavorable to you. In a word, respond proactively and avoid passive fighting.

2. After signing for the subpoena, you must go to the court that issued the subpoena in person as soon as possible to learn about the case. Because you are a party, you have the right to view the other party’s complaint against you and the relevant evidence materials submitted. Because if you want to respond to a lawsuit or even counterclaim, you must refute the other party's evidence.

3. Obtain relevant materials from the court for your participation in the lawsuit: notice of rights and obligations, notice of response, notice of proof, etc.

4. After understanding the basic situation, it is best to consult a lawyer and ask the lawyer to analyze whether the other party's evidence can prove his claim, or whether the other party is likely to win the case.

5. Based on the lawyer’s analysis and the specific circumstances of the case, consider whether to counterclaim and whether to apply to the court for investigation and evidence collection.