It is really possible to apply for a credit card for installment cars

As long as you have a real driving license (your name is on the driving license), you can apply for a credit card as proof of financial resources, and follow the source of the vehicle ( It doesn’t matter if you buy it with a loan, buy it with full payment, or give it as a gift.

Can I apply for a China Merchants Bank Car Owner Card credit card for a car that is paid in installments?

Hello, yes.

China Merchants Bank CarCard car credit card (1 standard large card and 1 special-shaped small card) needs to be opened separately. Personal credit cards are managed under a unified account. They share the same credit limit, generate one bill, and repay to any card under your name. 1 standard large card and 1 special-shaped small card are all main cards, the query password is the same, and the transaction password is set separately according to the card. Our bank's credit card *** has two passwords, namely the inquiry password and the transaction password. 1. Query password: the password used when calling our bank’s customer service hotline, logging in to online banking, and making online payments at home and abroad; 2. Transaction password: corresponding to the two functions of card swiping password and cash advance. ① Card swiping password function: currently applicable to physical card transactions on domestic and overseas UnionPay lines, excluding non-card transactions, such as card pressing transactions, manual authorization transactions, phone bookings, etc.; ② Cash advance function: applicable to ATM machine inquiries Withdraw cash from credit card limit, ATM machine or bank counter. Warm reminder: When you withdraw cash, there will be corresponding handling fees and interest, and there are also limits on the amount.

If you still have questions, please open the homepage of China Merchants Bank and click "Online Customer Service" in the upper right corner to enter the consultation.

Can I apply for a credit card if I buy a car by installment? If it can be done, what is the general amount?

If it is a China Merchants Bank credit card, your own car driving license can be used as proof of financial resources.

In the initial review, the quota is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific quota. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ￥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption. If the card is not divided into gold and ordinary cards, or if you had a gold card before but canceled it and left a regular card, the limit is between 1,000-50,000 yuan.

Can I buy a car in installments with a CCB credit card? How to buy a car?

Buying a new car at the end of the year to celebrate the New Year is a big deal, but what if you don’t have enough money in your wallet? Of course, you use a credit card to apply for installment, so the question is, can you buy a car in installments with a CCB credit card? How to buy a car?

Can I buy a car in installments with a CCB credit card?

First of all, I can definitely tell you that CCB credit cards can be used to purchase cars in installments, which means: when CCB Long Card holders agree to pay the down payment, they apply to CCB for Long Card credit cards (but this does not include Commercial card, student card, supplementary card and guaranteed card), purchase a family car at CCB designated dealers. After approval by China Construction Bank, the actual installment amount will be divided into several equal installments, and the cardholder will repay the loan monthly within the agreed period and pay a certain handling fee.

How to buy a car by installment with CCB credit card?

1. Car buyers first choose a car at a CCB designated dealer, test drive their favorite model, and negotiate with the dealer to determine the purchase price;

2. Present CCB to the dealer Credit card, ID card, employment certificate or real estate certificate, and fill in the installment car purchase payment application form;

3. The dealer submits the car purchaser's application information to CCB;

4. CCB approves Afterwards, the car buyer goes to the dealer to pay the down payment and handle insurance and other related procedures;

5. The dealer submits the down payment, insurance and other related information that the car buyer has completed to CCB;

6. After the information is approved, you will receive a notice to pick up the car. The car buyer pays the balance by swiping the card at the dealer and picks up the car;

7. Repay the car in monthly installments through a CCB credit card.

The above are some methods of using CCB credit card to buy a car in installments. I hope it can help friends in need. Introducing,

, you can quickly and safely apply for various credit cards.

Can I apply for a credit card for a car paid in installments?

There is not much connection between the installment car and the application for a credit card. The car is only used as one of the proofs of financial resources.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and Documents proving the investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other information that can prove your financial level.

4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.

The most important conditions for applying for a credit card are:

①Being 18-60 years old;

②Having a stable job and income;

< p>③The necessary application documents are copies of identity certificates and work certification documents;

④Provide other financial documents.

Can I apply for a credit card for an installment car?

Hello, if you apply for a China Merchants Bank credit card, you cannot directly use the installment car as the application information. The most important conditions are that you are between 18 and 60 years old, have a stable job and income, and the necessary application documents are a copy of your identity certificate and a work certification document, both of which are indispensable. If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit. Detailed application materials are as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card; 2. Proof of employment: it can be issued by the unit where you are employed. Original work certificate (please indicate the specific company name, department, position and income, and add the company seal or personnel seal), or a copy of the original work certificate/plate that has been verified by the promoter and marked; 3. Proof of financial resources : If you want to apply for a credit card with a relatively large limit or a gold card or a card above the gold level, it is recommended to provide more financial information. It can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. The main ones are your large deposit slips, real estate certificates, and copies of driving licenses for high-end private cars. If you can provide relatively complete financial documentation, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you have never held a CMB credit card and want to apply for a credit card now, you can apply in the following two ways:

1. Please log in to the credit card website and select "Credit Card Application" - "New customer application channel" can be processed through the "Easy appointment, door-to-door application" online banking application appointment platform. Fill in simple appointment information online and wait for the bank's review. If approved, a specialist will contact you by phone to confirm that the application will be done at your door. If you want to apply in this way, please first confirm whether our bank can provide free appointment for door-to-door processing in your area (the results will be displayed after selecting the province/city/district);

2. Please bring your Please go to any CMB branch in person to apply for the original identity certificate, work certificate and financial certificate documents. Regarding the distribution of our bank's counters, please click: China Merchants Bank branch map, then select a city, and then check the branch information.

"If you have other questions, it is recommended that you add "QQ" or "WeChat" for online consultation.

Method 1: Search for "4008205555" among QQ corporate friends and add " "China Merchants Bank Credit Card Center" as a friend;

Method 2: Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center.

For detailed instructions, please click:, thank you for your attention and Support! "

This is the introduction of whether you can apply for a credit card for an installment car.