What type of card does the ICBC card starting with 6222 belong to?

ICBC cards starting with 6222 are UnionPay cards. \ICBC starts with 62 for UnionPay, 4 for visa, and 52 for MasterCard. \It is impossible to tell whether it is a debit card or a credit card, because both cards start with 6222 (the 19-digit one is a debit card, and the 16-digit one is a credit card). \UnionPay card refers to a bank card that complies with unified business specifications and technical standards and has the word "UnionPay" printed on it at a designated location, mostly starting with "62". Bank cards issued by different banks can be printed on the card with the "UnionPay" logo. Available on ATMs and point-of-sale terminals.

What kind of card is ICBC 6222?

ICBC cards starting with 6222 are UnionPay cards.

UnionPay cards refer to bank cards that comply with unified business specifications and technical standards and have the word "UnionPay" printed on them at designated locations. Because ICBC debit cards and bank cards both start with 6222, you can judge whether it is a debit card or a credit card based on: the 19-digit number is a debit card, and the 16-digit number is a credit card.

What kind of credit card starts with 6222?

Industrial and Commercial Bank of China has UnionPay credit cards and debit cards that start with 6222. You need to look at 5-8 digits to determine it.

You can’t determine it just by looking at the first four digits. of.

1. If the first four digits are 6222 and it is 16 digits, then it is a credit card (credit card) with an annual fee. The annual fee is different depending on the card. However, if you swipe the card 5 times within the year, the annual fee will be waived. You can make a deposit, but there is no interest on the deposit.

2. If the first four digits are 6222, and it is 19 digits, then it is an ICBC debit card. There is an annual fee of 10 yuan, which will be charged whether you use the card to consume or not. You can make deposits, and deposits have interest.

Which bank card starts with 6222?

Industrial and Commercial Bank of China, China Construction Bank, and China Bank of Communications all have bank cards starting with 6222. The ICBC Peony Money Link debit card starts with 622200; the ICBC regular credit card starts with 622210; the ICBC gold credit card starts with 622215; the China Construction Bank savings card starts with 622280;

Bank of Communications Pacific Card The note cards start with 622260 and 622261. The first 6 digits of the bank card represent the card issuing bank identification code, also called the BIN number. Different BIN numbers represent different bank card organizations and card levels. If you only know the first 4 digits, you cannot accurately determine which bank's bank card it is.

Bank cards are mainly divided into three categories: savings cards, debit cards and credit cards. The functions of various types of cards are mainly summarized as follows: Generally, the services that debit cards can provide customers are only depositing and withdrawing money. Debit cards have more financial service functions than savings cards. Cardholders can use debit cards to make purchases. Financial products, futures, stocks, funds, etc. The main function of credit cards is actually overdraft consumption.

1. Savings Card

A savings card is a financial transaction card issued by a bank to provide financial services to depositors. It is a type of debit card. There are two types: magnetic stripe and chip. Its main function is to make deposits and withdrawals at networked ATM machines and bank counters, and to make purchases at networked POS. The main function of a savings card is savings deposits. Cardholders can use the electronic payment network established by the bank and the magnetic strip reading and manual password input of the card to realize card consumption, ATM cash withdrawals, transfers, and other types of transactions. For functions such as bill payment, expenses incurred through the card are equal to the reduction in the balance of the savings account. The account balance is zero and the card's payment function is reduced to zero. Applying for a debit card is very simple and does not require bank approval. Generally, it can be applied and withdrawn immediately. Debit card fees mainly include annual fees, small account management fees, loss report fees, new card processing fees, cash withdrawal fees (including local inter-bank, non-local inter-bank, non-local inter-bank, overseas ATM, Hong Kong and Macao), transfer fees (including non-local local banks) , inter-bank in different places, inter-bank in local, wire transfer to overseas), online banking transfer fees (including inter-bank in different places, inter-banks in different places, local inter-banks, overseas remittances).

2. Debit Card

Debit Card refers to a card issued by the issuing bank to the cardholder. It has no credit limit and the cardholder deposits first and uses it later. Card. Debit cards are divided into debit cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

3. Credit card

Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders

This is the introduction to credit cards starting with 6222 and whether it is a credit card starting with 6222. It's over. Did you find the information you need?