The easiest borrowing platforms to pass are:

1. Borrowing money from Meituan: Meituan has good credit. Meituan’s big data is pretty good. Loans are easier for individuals with good credit. The annual interest rate is 7.2%. Implement differential pricing. Everyone’s loan interest rate will be different. The final loan result is subject to system evaluation.

2. Doudou Coin: Pure credit loans do not require mortgage guarantees. The borrower meets the basic loan conditions, has no bad credit record, has high account activity, and has stable repayment ability. The system automatically approves the loan and the results are available within minutes.

4. Financial e-loan: ICBC credit loan, up to RMB 500,000, only available to ICBC customers. If you are a mortgage or credit card customer of ICBC, have a good loan repayment record, and have purchased financial products from the bank, then even better. The loan will be easy to pass, and the loan interest rate in 2021 will still be good.

5. Qianqianhua: Baidu’s credit loans do not have very high requirements for borrowers. Register an account on your mobile phone, complete your personal information, provide a valid ID + bank card, complete identity verification, and obtain a loan limit. The system automatically approves the loan and it can be credited quickly.