1. Shanghai Pudong Development Bank has a dream loan. I want to borrow 30,000 yuan and repay it in 36 installments. How much do I have to repay each month?

Equal principal and interest method: Loan principal: 30,000 Assumed annual interest rate: 4.750 Loan period: 3 years: The monthly monthly payment of principal and interest is: 895.76 yuan, the total repayment amount is: 32,247.36 yuan, and the ***interest payable: 2,247.36 yuan. The first month's interest repayment is: 118.75; the first month's principal repayment is: 777.01; thereafter, the monthly interest repayment amount decreases and the principal repayment increases. (Intermediate interest rate adjustments are not taken into account)

2. Dream Loan is the one in the loan super market

It is not the loan super network. Dream Loan is an online platform invested and established by Shanghai Dingzhu Information Technology Co., Ltd. to provide credit loans to young intellectuals with dreams. Dream Loan is a new cash installment product launched by Shanghai Pudong Development Bank Credit Card to meet consumers’ various livelihood consumption needs.

3. Shanghai Pudong Development Bank has a Dream Loan. I want to borrow 30,000 yuan and repay it in 36 installments. How much will the monthly repayment be?

Equal principal and interest method: Loan principal: 30,000 Assumed annual interest rate: 4.750 Loan period: 3 years: The monthly monthly payment of principal and interest is: 895.76 yuan, the total repayment amount is: 32247.36 yuan, * **Interest payable: 2247.36 yuan. The first month's interest payment is: 118.75; the first month's principal payment is: 777.01; thereafter, the monthly interest payment amount decreases and the principal payment increases. (Intermediate interest rate adjustments are not taken into account)

4. Is Dream E-loan real or fake?

It should be real. The 1-certificate loan I am using now is real.