1. Conclusion: If the arrears are repaid immediately, the following factors should be considered:
A. Default interest: According to the credit card terms of China Industrial and Commercial Bank, overdue repayment will generate interest and default interest.
B. Interest rate change: Interest rate may change in the past five years, so the repayment amount may be affected by the current interest rate.
C. Installment fee: If the arrears are paid in installments, you may need to pay corresponding fees.
2. Detailed description:
A. overdue interest and liquidated damages: according to the credit card contract, overdue repayment usually generates certain overdue interest and liquidated damages. The specific interest rate and penalty standard can be found by contacting the customer service of Industrial and Commercial Bank of China or querying relevant documents.
B. Interest rate changes: Interest rates may be adjusted according to the policies of the Bank of China. If the interest rate rises, the repayment amount may increase; If the interest rate falls, the repayment amount may decrease. Please consult China Industrial and Commercial Bank for the current interest rate.
C. installment fee: if you choose to repay by installment, there may be a certain fee. Please consult China Industrial and Commercial Bank for accurate information about the specific expenses.
3. Summary: Due to the lack of specific information, it is impossible to determine the exact repayment amount. However, considering overdue interest, fines, interest rate changes, installment fees and other factors, the repayment amount may be higher than the original arrears.
4. Extended information:
It is suggested to contact the customer service of China Industrial and Commercial Bank to provide detailed account information, so as to obtain accurate repayment amount calculation and relevant policies and regulations.