How to increase the credit card limit faster;

1. Spend as much as possible: After the credit card is completed, spend as much as possible. The more frequently used, the higher the loyalty of credit card users to banks. But the frequency should not be too high.

2. Try to use up the credit card limit: it is best to use up the limit given by the bank every month, spend a lot of money irregularly, and then repay normally. These cardholders are usually defined as high-quality customers, and banks will increase the limit as appropriate after judging whether cardholders have large demand.

3. Never pay late fees: If you don't repay in time, you will not only pay a high late fee, but also be recorded in the bank's credit information system and registered in the central bank's personal credit information system, which will not only affect your credit card application, increase your quota and consumption, but also affect your loan application.

4. Appropriate use of temporary credit line: Generally, within 1-3 months after the credit card is opened, the credit card will prompt the temporary credit line. If you spend the temporary credit line and repay it in time, the bank will think that you really have a high consumption desire and repayment ability, so it will be easy to increase the permanent credit line.

5. Dollar withdrawal: If it is a dual-currency card, first deposit 100 USD for yourself, and then call customer service to apply for withdrawal. The reason is to go abroad to apply for an increase in the dollar limit. At the same time, the RMB quota has also been applied for upward adjustment accordingly.

Dollars can be deposited directly into ICBC's online bank online. Click on the currency of credit card and US dollar, choose to purchase foreign exchange for repayment, and enter US$ 65,438+000 to return the money in the savings card to the dual-currency card and turn it into US dollars. The more dollars you deposit, the greater the probability of success.

6. Online precious metal transaction cash withdrawal: go to the bank's online banking, open an account in the wealth management investment column, invest money, trade in it, pay a little handling fee, apply for several transactions by phone, say that you want to operate precious metals, and if you don't have enough funds, you will withdraw some quotas.

7. Provide financial proof: provide real estate, automobile production, etc. Don't be stingy with all kinds of assets, show them to the bank. Let the bank see your strength, which shows that you have certain spending power and repayment ability!

How to raise a credit card?

Customers can adjust the credit card limit through the following channels:

1. Mobile banking customers can log in to mobile banking and go through the menu of "Credit Card-Card Service-Line Adjustment";

2. Pay attention to the official WeChat of "China Construction Bank" and handle it through the menu of "Credit Card-Bill/Repayment/Limit Management" after binding the credit card.

Note: The above channels all support temporary quota adjustment and permanent quota adjustment.

(In case of business changes, please refer to the actual situation. )

How to increase the credit card limit

The method of applying for credit card to increase the limit is as follows:

1. Telephone application to adjust the limit: find the banking service telephone number of your credit card and dial it. After finding the labor service according to the prompt, explain that you want to increase the limit. The bank will adjust different limits according to your credit card.

Call the customer service to cancel the credit card, and then you will find that your credit limit suddenly becomes higher, but this method is risky and the success rate is 50%.

3. Online banking login application: download a mobile banking with a credit card, find the adjusted quota after login, and apply for temporary or permanent quota. Every bank is different, please choose the appropriate method to adjust the quota according to your actual situation.

4. Log in to WeChat, find the official WeChat account (service number) of your credit card, click on the attention, find the offline, and follow the prompts.

5. Go to the bank lobby with financial proof: If you really want to increase the credit limit, you can bring your own proof of property, real estate or car. This new bank will be included in the reference conditions, thus prompting your credit limit.

So much for the introduction on how to increase the credit card limit.