1. How to cancel a Postal Bank credit card

1. Call the Postal Bank credit card customer service number to apply for cancellation:

Users apply directly to the manual customer service for cancellation.

2. Go to the postal branch to apply for a letter

Bring your valid identity certificate and postal credit card to the Postal Savings Bank to cancel the credit card, fill in the account cancellation application at the same time, and call to confirm after a few days. It's enough to cancel the credit card.

Pai Xuupi:

The Postal Savings Credit Card is a UnionPay standard card with bank and banking services and can be used freely for consumption at home and abroad. The card is valid for three years and can be set up to four times. additional card. "Postal Savings Bank of China", the background color of the regular card is blue-green, and the background color of the gold card is golden yellow.

According to statistics, by October 2010, the business of the Postal Savings Bank of China has been completed in all counties, cities and In major towns and cities across the country, more than 4,500 Postal Savings Banks of China have been established. As of October 2010, the country has accumulated bank loans of nearly 4 million households with an amount of more than 230 billion yuan. The Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level.

Please note the following when canceling a Postal Bank credit card:

First, apply for cancellation of a Postal Bank credit card 46 days later. Confirm whether the account is cancelled. Credit card cancellation is usually done through telephone banking and the card cannot be canceled immediately. Cardholders usually need to call the bank promptly 46 days after canceling the card to confirm whether the account has been cancelled, to prevent the bank from thinking that the card has been cancelled. If successful, it will cause unnecessary trouble in the future.

The second is to pay off all outstanding debts in time before canceling the credit card. This debt includes not only the account debt, but also the annual fee. If you ignore the latter, the cardholder may still have delinquencies on the card after canceling the card, so you must ask clearly when canceling the card, and you must not leave it.

The third is to remove the magnetic strip after canceling the credit card. Cut it off. If the card is complete and only the parts are needed, it may still be thrown into different garbage dumps to prevent people with ulterior motives from stealing it.

2. How to apply for a postal credit card.

Credit card (debit card) application requires the following procedures:

1. Personal ID card;

2. Proof of unit income;

3. Bank statements for the past six months;

4. Proof of personal property;

5. Other information required by the bank.

Credit card application process. ：

1. Call the bank or go to the bank counter to inform the bank of your intention to apply;

2. Submit the information required to apply for a credit card to the bank;

3. Fill in a Apply for a credit card;

4. Wait for approval and the bank will send the credit card

3. How to apply for a loan with a Postal Bank credit card?

If your Postal Bank credit card (debit card) is in normal condition, it means your credit is good and you are over 18 years old. As long as you have a stable income, you can apply for a bank loan with your credit card (debit card). The specific process is As follows:

1. Fill in the application information and submit the loan application;

2. The bank will investigate and approve based on your information;

3. After passing the review Sign a loan contract and agree on the loan amount, repayment period and interest;

4. The bank will issue the loan after the loan threshold is implemented;

5. The lender will repay the loan on time: equal principal and interest repayments , equal principal repayment, one-time principal and interest payment

If the Postal Savings Bank credit card (debit card) loan is approved quickly, the loan can be approved on the same day, and the repayment methods are listed in Article 5. There are 3 methods, you can choose the appropriate repayment method according to your own situation.