What is the credit card limit of Guangfa Bank? It is reported that the credit card limit of Guangfa Bank is 3000- 10000 yuan, and the credit card limit of Guangfa Bank is 10000-50000 yuan.

When using the credit card of Guangfa Bank, if the approved credit line is not enough, you can call the 24-hour customer service hotline to apply for a temporary increase in the credit line of Guangfa Bank. The credit limit will be automatically restored to the original limit after the expiration of the validity period. If the card is held for a long time, Guangfa Credit Card Center will appropriately increase the credit card limit of the user according to the cardholder's consumption. This increase is effective for a long time. The temporary credit line adjustment of Guangfa Bank is generally valid for 7- 10 days, and the upward adjustment is only used for consumption, not for cash withdrawal, which can meet the short-term and large-scale consumption needs of customers. Permanent adjustment is effective for a long time, and the promotion part can be consumed and cashed out.

Generally, the amount of credit card is related to personal qualifications, and the higher the qualifications, the higher the amount.

Conditions for applying for a credit card:

At least 18 years old, with full capacity for civil conduct; Have a good credit record; Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct. Credit card application materials: identification materials: copy of resident ID card or military officer's card; Proof of work and income; Other financial certificates: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

Credit card application method:

Bring a credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate and submit it to the bank's background audit department for review. Online banking application: the applicant opens online banking with personal savings card account, enters the required bank official website, and enters the online banking page after entering++and login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.

What is the general amount of Guangfa Gold Card?

The amount of Guangfa Gold Card is between 6.5438+0,000-50,000 yuan.

At present, the credit card quota of Guangfa Bank generally ranges from 30 million to 50,000 yuan. Generally, the amount of Guangfa Puka is between 3000- 1 10,000 yuan, and the amount of Guangfa Gold Card is between 1 10,000-50,000 yuan. Generally, the standard gold card amount starts from 6,543.8 yuan+0,000 yuan, but according to the relevant regulations of UnionPay, the maximum amount of the standard gold card cannot exceed 50,000 yuan, and the gold card exceeding 50,000 yuan will be a platinum card by default. Need to be reminded that cardholders must cherish the credit value of the gold card. The excellent credit value obtained during the period of holding the gold card is very beneficial for cardholders to apply for platinum card, mortgage and car loan in the future.

The specific credit limit that the cardholder can apply for shall be approved by Guangfa Bank according to the income and credit status of the cardholder. The specific gold card amount of Guangfa Credit Card varies according to the user's income and property ownership. Generally, it is 2-3 times the monthly salary of users, and the available amount is still relatively high.

If the applicant wants to obtain a higher quota, it is suggested that when applying for the gold card of Guangfa Credit Card, the applicant can provide other additional certificates besides the necessary financial certificates to Guangfa Bank. Such as deposit certificate, education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, telephone number of current residence in the last three months, any original certificate of water, electricity and gas expenses, and tax payment certificate in the last year. In short, the applicant should provide as many financial and credit certificates as possible.

If the cardholder is still not satisfied with the credit card limit, he can apply to the bank to increase the credit limit in the future. As long as the cardholder has good consumption habits and credit records during the card holding period, the bank will increase the fixed credit limit of the credit card according to the cardholder's situation.

Top ten banks in China

The top ten domestic banks are China Industrial and Commercial Bank, China Construction Bank, Agricultural Bank, China Bank, Bank of Communications, Postal Savings Bank, Industrial Bank, China Merchants Bank, Shanghai Pudong Development Bank and Minsheng Bank. Among them, the scale of China Construction Bank of Workers and Peasants is far ahead of other banks, and it is the four largest banks in China, and the gap with other banks even reaches single digits. There are also "five major banks" or "six major banks", which means that both Bank of Communications and Postal Savings Bank are included. In terms of operating income, the top ten are ICBC, CCB, ABC, BOC, China Merchants Bank, Postal Savings Bank, Bank of Communications, Shanghai Pudong Development Bank, China CITIC Bank and Minsheng Bank. The rankings of the four major banks remain unchanged. The ranking of other lines has changed slightly.

What is the maximum amount of Guangfa Credit Card?

1. There is no specific standard for the maximum amount of Guangfa Credit Card. It depends on what kind of equivalent card it is. If it is a gold card, the maximum amount is 50,000 yuan, and the platinum card is more than 50,000 yuan. The maximum amount is related to your personal conditions.

2. The emergency passage will arrive quickly!

3. There is no specific standard for the maximum credit card limit of Guangfa Bank. The credit cards of Guangfa Bank are mainly divided into ordinary cards, gold cards and platinum cards. The maximum amount of a platinum card is 50,000 yuan, but there are more advanced cards above the platinum card, such as a diamond card. The amount of these cards will be set according to the applicant's conditions, so there is no uniform standard for the specific amount.

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The introduction about the high credit line of Guangfa Credit Card, the high credit line of Guangfa Credit Card and the interest rate ends here. I wonder if you found the information you need from it?