You can check previous consumption records.

Personal credit card or bank card account information transaction records will be kept for five years. Regardless of whether the card is damaged or canceled, as long as these transaction records are still there within five years, if they are maintained If cardholders have such needs, they can bring their ID cards to the Bank of Communications to apply for inquiries.

Account cancellation refers to the abbreviation of canceling the bank account of the account opening unit. When a bank account is required to be canceled due to reasons such as the cancellation, merger or relocation of an organization, the account cancellation procedures should be completed with the bank where the account was opened. When canceling the account, the unit must check the deposit (loan) account balance with the bank, then settle the deposit (loan) balance with the relevant vouchers issued by the unit, and return various blank important vouchers at the same time. After the account is closed, the unit that canceled the account shall be fully responsible for all problems arising from failure to return blank important vouchers. When a current savings deposit account requires the account to be settled, the passbook must be withdrawn and canceled.

Closing your credit card account is something you must do if you no longer intend to use it. If you do not cancel your account, the bank will charge you the annual fee for the credit card.

As long as there is no overdraft on the card, you can apply for account cancellation at any time.

If your card has not expired, you need to apply first and go to the bank after a certain period of time to cancel the account;

If the card has expired and the account balance is zero, Then you can directly go to the designated bank outlet to complete the account cancellation procedures.

When canceling an account, you should bring the original valid identity document and card. If it is inconvenient for you to go through the account cancellation procedures, someone else can do it for you. The agent must hold a power of attorney written by the principal (in person) and bring the original valid identity document to handle the account cancellation business.

If your card has not expired when canceling a credit card account, some banks stipulate that you need to go to a designated outlet to handle the card collection business, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days) . This is mainly because if the cardholder has made a manual card pressing transaction before canceling the account, the cardholder will have canceled the account before the merchant has submitted the card pressing form to the bank for entry into the account, and the bank will not be able to clear the account normally. On the other hand, if the cardholder spends money or withdraws cash overseas, it may take a few days to settle the account. If the account is closed immediately, it will also affect the bank's normal liquidation.