Can I get a credit card with a monthly salary of 3500?
The conditions for applying for a credit card are stable work and income, 18~65 years old or above, good credit record and a monthly salary of 3,500 yuan. If the job is stable and the age meets the requirements, you can generally apply for a credit card, but the amount is different.
How many credit cards you can get with a monthly salary of 3,500 depends on the applicant's credit status. Everyone's situation is different, and the amount of approval is different. Some people say that they have also applied for a credit card, with a monthly salary of 3,000 yuan. It can be seen that the credit card amount does not depend solely on the monthly income.
However, it needs to be reminded that friends who apply for a card for the first time should do a good job when they apply for a card, regardless of their monthly salary. One is to choose the right bank and the other is to choose the right credit card. So what should they do for the first time? If in doubt, please refer to this article.
The monthly salary is 3500, and the income is not very high. It is recommended to apply for a credit card from the issuing bank of the salary card. In terms of credit card selection, if there are no financial conditions such as deposits and real estate, it is recommended to apply for an ordinary card, and then gradually increase the amount by raising the card after the application is successful.
What about a credit card with a monthly salary of 3500?
★ Minsheng White Strip Co-branded Card
Minsheng Bank and JD Finance jointly developed a white card, similar to the earlier Everbright White Card and CITIC White Card. They are all credit cards related to JD.COM White Card.
The application threshold for this card is not high. Users can apply in official website of Minsheng Bank or in official website of Jingdong Finance. This card is mainly used for offline consumption and can provide cardholders with various preferential rights such as food, clothing, housing and transportation.
This credit card is in the promotion stage, and it is easier for white households to get a card, especially those who often spend money in JD.COM and open a white card in JD.COM. It is easy to apply for a white card for people's livelihood.
Please refer to this article if you want to know more about the people's livelihood white card.
★ CITIC Bank Magic Card
CITIC Magic Card is a credit card product issued for married women. The card not only provides women's health insurance and "parent-child sharing" insurance, but also allows cardholders to enjoy triple points return on their own and their children's birthdays.
In addition, women are the most valued group in the credit card industry, and the amount of credit cards issued by women is often the most important performance indicator of banks.
Married women with a monthly salary of 3,500 yuan and good credit can easily pass this magic card. If you can also provide financial certificates such as automobile production and real estate when you apply for the card, the amount granted to you by CITIC Bank will definitely surprise you.