If Ping An i-Loan fails to apply for a loan, you may wish to check the following reasons:

1. The previous loan limit has not been repaid. If you have borrowed money from Ping An iLoan before and have not repaid it in full, your application may fail.

2. There is a bad credit record. Ping An i-Loan is connected to the central bank's credit report. If you have recent bad records such as credit cards (debit cards) or overdue loans, your application will fail.

3. Do not meet the application conditions or have errors or omissions in personal information. Before applying, you should read the i-loan regulations carefully to see if you meet the loan conditions. If you do not, you may be rejected. Secondly, if there are omissions or errors in filling in the information, the application may also be rejected.