When the cardholder uses the Bank of Communications credit card to swipe the card, there is no need to pay the handling fee, which is charged by the Bank of Communications to the POS merchants.

Generally speaking, using the Bank of Communications credit card will only generate interest, installment fees, annual fees and other expenses. Is credit card interest paid by credit card or charged at present? The installment fee is charged for credit card installment, and the annual fee is charged once a year.

In addition, the Bank of Communications credit card has an interest-free period, so as long as the user repays in full within the interest-free period, the interest generated by consumption can be exempted, and the interest on cash withdrawal does not enjoy interest-free treatment.

Extended data:

Bank of Communications credit card charges are as follows:

1. Bank of Communications credit card annual fee: free of annual fee in the first year, and free of annual fee in the following year if you swipe your card with Puka Gold Card for 6 times.

2. Bank of Communications credit card withdrawal fee: 1% of the domestic cash withdrawal transaction amount, with a minimum of 10 yuan per transaction. For overseas cash withdrawal through UnionPay network, each transaction is 12 yuan, plus 1% of the transaction amount, with a minimum of 15 yuan.

3. The longest interest-free period of Bank of Communications credit card: 56 days.

4. Online payment limit: the mobile phone registered version has a single payment and a single-day limit of 5,000 yuan; The single and single-day limit of the certificate registration version is 10000 yuan.