However, some banks have age restrictions on credit card processing, and some banks have no age restrictions. Such as Bank of Communications and China Merchants Bank. The bank's customer service hotline reminds people over the age of 60 not to apply for a bank, but ICBC and Industrial Bank have no specific age limit, which means that credit card business can be handled as long as there is a demand for a card.
Therefore, each bank is different, but credit cards can only be processed if they are over 18 years old (some bank students do not support credit cards, such as Industrial Bank). Of course, there are specific requirements for the upper age limit. For example, Minsheng Credit Card, Ping An Credit Card and Huaxia Credit Card can be extended to 65 years old, while CCB Credit Card can be processed as long as the applicant is under 70 years old.
Bian Xiao reminded:
The elderly are the key "care" objects of criminals, so we should pay more attention to the safety of using cards and properly keep personal information;
For the 65-year-old who can no longer apply for a card, they can also apply for a supplementary card and use their children's credit card;
Old people's memory declines, and it is easy to form a credit card overdue. You can choose to bind a debit card to repay, or you can let your child remind you.