Does the questioner want to ask "What is the initial password for an industrial and commercial car loan credit card?" The last six digits of the ID card. According to a search on the official website of the Industrial and Commercial Bank of China, the initial password for the ICBC car loan credit card is the last six digits of the ID card. If the ID card number ends in "X", then the initial password needs to be moved forward by one digit to ensure that the initial password is six digits.