What to do about the Ping An Bank Card limit

Credit cards are very popular now, but when using credit cards, you must follow the rules of the credit cards. If you don't use your credit card according to its rules, you may have problems. So, how can Ping An Bank’s credit cards limit large purchases? Let's take a look. There are two common reasons why credit card consumption is restricted, artificial restrictions and bank restrictions. It is necessary to prescribe the right medicine according to different situations. 1. Artificial restrictions As the name suggests, artificial restrictions are to limit your own credit limit. In order to avoid excessive consumption and unnecessary adverse effects, cardholders set a limited credit limit at the beginning, which can also prevent their cards from being swiped. The solution is to go to the bank's official website, find the credit card column, and modify your transaction limit. Not only can you set daily transaction limits, but you can also set monthly transaction limits. After modification, you can still use your credit card to continue spending, but once you exceed the limit you set, you will no longer be able to continue spending, and a transaction failure will be displayed. 2. Bank restrictions There are two main types of restrictions on banks, one is abnormal transactions, and the other is improper use and operation. Generally speaking, it refers to abnormal transactions involving abnormal credit card swiping amounts, sudden large purchases, or abnormal card swiping. Solution 1. You can call the bank to which the credit card belongs and explain that you are using it yourself. The bank will help you restore it as soon as possible with almost no impact and can also protect your financial security. 2. The bank provides your shopping receipts, etc. Prove that your transaction is normal and has been investigated by the bank. We can resolve the issue efficiently the first time and keep using your credit card.

How to set consumption limit on Ping An Credit Card

If you want to modify the limit of Ping An Bank credit card, log in to the official website of Ping An Bank through Baidu, and then enter the personal online banking page to modify it. Click "Account Management" on online banking, select "Account Information"; then click "Consumption Limit", then click "Manage" to modify the monthly limit.

Operating environment:

Brand model: Honor x30Max

System version: magicUI5.0

App version: v13.5.0.10

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. It is one of the three major business pillars of Ping An Group and is headquartered in Shenzhen, Guangdong. The general business items are: handling RMB deposits, loans, settlements, and exchange businesses; RMB bill acceptance and discounting; various trust businesses; issuance or trading of RMB securities with the approval of regulatory agencies; foreign exchange deposits and remittances; domestic and overseas borrowings; domestic and overseas borrowings. Overseas issuance or agency issuance of foreign currency securities; trade and non-trade settlement; acceptance and discounting of foreign currency bills; foreign exchange lending; buying and selling foreign exchange and foreign currency securities on behalf of customers, self-operated foreign exchange trading; credit investigation, consulting, witnessing business; insurance Part-time agency business; gold import business; other businesses approved or permitted by relevant regulatory agencies.

In terms of corporate business, Shenzhen Ping An Bank aims to provide high-quality and efficient services to small and medium-sized enterprises, and strives to build a small and medium-sized enterprise financial brand (SME) with professional teams, professional products, and professional services. , professional management, and carry out many innovations in the field of small and medium-sized enterprise business. Through in-depth market research, we formulate flexible credit policies that meet market needs, continuously simplify business processes, and improve approval efficiency; we expand financial service channels for small and medium-sized enterprises by effectively integrating diversified service platforms such as business outlets, online banking, and telephone banking. , helping Chinese customers solve financing problems, improve the efficiency of fund use, and leverage the resource advantages of Ping An Group of China to provide a package of comprehensive financial services to create maximum value for customers.

How to lift the credit card limit of Ping An Bank

Ping An Bank credit card limit lifting process:

Operating environment:

Brand model: Lenovo yoga14s

System version: Windows 11 Professional Edition

App version: v98.0.4758.82

1. The first step is to log in to the official website of One Account and click on your credit card to enter Credit card online banking.

2. Then find online banking payment and click on the first online payment restriction.

3. At this time, you can see that you can modify the current and current single-day limits.

4. Then click to choose to modify the current single-day limit, and click on the subsequent modification options.

5. Then you can enter the payment limit and click Next.

6. Finally, you can check that the entered limit is correct and click OK to complete.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million.

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

In 2015, Ping An Car Owners Card won the "Shenzhen Banking Industry Financial Innovation Excellence Award" and "Shenzhen Nanshan District Financial Innovation Contribution."

Ping An Car Owners Platinum Credit Card won the 2017 Nandu BRIC Awarded the "Most Popular Credit Card by Consumers" award;

Ping An Platinum Credit Card and Ping An Elite Platinum Credit Card won the "2017 Excellence Award" at the "Sixth China Financial Excellence Award" hosted by the Economic Observer "Credit Card Service Bank" award.

The 2018 China Financial Development Forum and the 9th "Golden Tripod Award" awards ceremony hosted by "Daily Economic News" were grandly held in Shanghai. Ping An Bank Credit Card Center won the "Excellence of the Year" Credit Card” Award.

Ping An Bank’s Car Owners Credit Card was named the “Best Car Owner Service in 2018” in the China Automotive “Golden Engine” Award at the 9th China Auto Finance Annual Conference in the Automotive Financial Services Category. "Credit Card".

The results of Southern Metropolis Daily's "Golden Brick Award" were officially announced. Ping An Manchester United Red Devils Platinum Card was recognized by the judges and won the "Most Distinctive Credit Card" award.

Ping An Credit Card has successively won many heavyweight awards such as "Financial Value List·2017 Innovative Payment", "2017 Credit Card Gold List·Most Innovative Credit Card Bank of the Year" and "Most Internet Gene Credit Card Bank of the Year".

How to cancel the consumption restriction of Ping An Credit Card?

The lifting process is as follows:

Open the Ping An Pocket Bank APP and complete the login verification. After successfully entering, find the credit card option.

Click on the "Intelligent Customer Service" logo floating in the lower right corner and complete your identity verification.

Enter "Manual Customer Service", contact the manual customer service to report that your credit card has been restricted for transactions, and request that the restriction be lifted. .

Extended information:

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to credit card consumption, In addition to basic functions such as cash advance, it also has many special functions, providing cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Credit Card is fully protected for consumption losses within 72 hours before the loss is reported

If your credit card is lost or stolen, regardless of whether password-based transactions are set up, the credit card will be fully protected within 72 hours before the loss is reported. You can apply to the Bank for compensation for losses caused by fraudulent use of your card.

Full protection for cash advance losses if a credit card is robbed - if the cardholder is hijacked by a gangster and is coerced by the gangster and his life and health are seriously threatened, he is forced to disclose to the gangster that the cardholder has stolen the card. If the credit card password in the person's name causes the credit card to be pre-borrowed by criminals through an automated teller machine (ATM) or bank counter, the cardholder can apply for compensation from the bank.

You can choose the transaction password

When you activate the card, the consumption method we set for you is "signature only". If you choose "Sign with password for consumption", please call the 24-hour customer service hotline to apply for settings. After setting the transaction password, you can also change the password through the Bank's ATM cash machines, CDM deposit machines, 24-hour customer service hotline or by logging in to the Bank's credit card website.

Home Security

All Ping An Bank credit card holders can enjoy home theft protection. Cardholders only need to activate the card and successfully swipe it once (no limit on amount). Free home property theft insurance and door and window lock malicious damage insurance. Gold card holders can also receive cash and gold and silver jewelry theft insurance to protect your home safety.

Worry-free travel protection

As long as you use the Ping An Bank credit card gold card you hold, swipe the card to pay for yourself 100 passenger civil air tickets for the flight (not limited to domestic and international flights) By paying a ticket or paying a tour fee of RMB 80 or more (including air transportation), you can receive aviation accident insurance coverage of up to RMB 2 million.

This concludes the introduction on what to do with Ping An’s credit card limits and Ping An’s bank card limits. Have you found the information you need?