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Is the EMS sent by CITIC Credit Card Center a lawyer’s letter?

Yes.

CITIC Bank will indeed send EMS lawyer's letters by mail. If the user is overdue for more than 3 months, and CITIC Bank fails to collect during the period, then it is possible to send a lawyer's letter to the user to prepare for prosecution. CITIC Credit Card Center Sending EMS is a lawyer's letter.

CITIC Bank is the largest subsidiary of CITIC Group.