CCB has a number of installment services. You can apply for consumption installment or bill installment according to your consumption situation. If you want to apply for consumption installment, you need to apply for it between the time of consumption and 2 days before the latest bill date. If you miss it, time, you can apply for bill installments before the payment due date after you have settled the bill.
If you apply for consumption installment: you can choose 3, 6, 12, 18, and 24 installments (one installment per month), and the corresponding handling fees are 0.7, 0.6, 0.6, and 0.6 respectively. ,0.6. (Monthly handling fee = total installment amount * handling rate). If you choose 24 installments, the amount of repayment required in each installment is: 7000÷24 7000×0.6=291.67 42=333.67 yuan
If you apply for bill installment, the minimum application amount is RMB 500, and the maximum is not more than RMB 500. 90 exceeding the total amount of RMB consumption in the issued bill (excluding cash withdrawals, installment payments and other transactions specified by CCB). Bill installment: You can choose 3, 6, 12, 18, or 24 installments, and the corresponding base rates are 0.75, 0.70, 0.60, 0.60, and 0.62 respectively (Note: monthly handling fee = total installment amount * handling rate, which will be calculated in Each billing date after the installment is recorded and collected on time.) From May 1 to July 31, 2015, the single installment amount of the bill through SMS, WeChat, mobile banking, online banking, and credit card website is 50,000 yuan ( Inclusive) and below, between RMB 50,000 and RMB 100,000, and above RMB 100,000 (inclusive) enjoy 10% off, 15% off, and 20% off the base fee rate respectively. For example, if the total amount of repayment due in the bill is 7,000 yuan, 700 yuan of it needs to be repaid before the current bill is due. The remaining 6,300 yuan is applied for bill installment, and 24 installments are also selected. The repayment amount for each installment is: 6300÷24 6300×0.56=262.5 35.28=297.78 yuan.