The general limit of Minsheng Bank’s standard platinum card is 50,000 to 100,000 yuan, and the annual fee is 600 yuan per year. There is no limit on the amount for 8 times in the first year, and the annual fee is waived when the amount is 50,000 yuan in the following year.

Of course, the credit card limit is determined by the bank based on the applicant’s personal qualifications. Therefore, the limit of the platinum card applied for by everyone is different. If you want a higher limit, then ensure that you Your personal qualifications are higher.

Minsheng credit card limit situation is as follows:

Ordinary card: limit 3,000-10,000, annual fee 100, one payment in the first year is waived for the current year, and 8 payments in the following year are waived for the following year. .

Gold Card: The limit is 10,000-50,000, the annual fee is 300, the first-year annual fee is waived when you open the card, and if you swipe the card 8 times in the same year, there is no limit on the amount and the next year's annual fee is waived.

Standard Platinum Card: 50,000-100,000, annual fee of 600 is waived for 8 times without limit in the first year, and annual fee is waived when spending 50,000 in the following year.

Luxury Platinum Card: 100,000-200,000, annual fee is 3,600, and annual fee is waived when spending 960,000 in the following year.

Diamond Card: 200,000-1 million, annual fee is 10,000, the annual fee will be waived if you spend 2.7 million in the following year. ?

The Minsheng Bank Credit Card Gold Card has the following benefits:

1. Preferential points policy. Users can get 100 points by spending 100 yuan with the card. I calculated it using my own method. , 100 points are worth approximately RMB 0.279.

2. Free high-value aviation insurance by swiping the card. If the cardholder uses a Minsheng Bank credit card to pay the full air ticket price or more than 80% (inclusive) of the tour fee, he or she will receive a platinum card worth 8 million yuan. , high-value aviation accident insurance of 3 million yuan for gold cards and 1 million yuan for regular cards, and tickets can be delivered to your door.

China Minsheng Banking Corporation (Shanghai Stock Exchange: 600016, Hong Kong Stock Exchange: 01988) is the first national commercial bank established by private capital in mainland China. It was established on January 12, 1996. Major shareholders include Liu Yonghao’s New Hope Group, Zhang Hongwei’s Eastern Group, Lu Zhiqiang’s China Oceanwide Holdings Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance Company, Shi Yuzhu, etc.

Minsheng Bank’s A shares were publicly listed on the Shanghai Stock Exchange on December 19, 2000, and Minsheng Bank’s H shares were listed on the Hong Kong Stock Exchange on November 26, 2009. Ranked 251st on the Fortune Global 500 list in 2018.

Source: Baidu Encyclopedia-Minsheng Bank