How do you know that the credit card is controlled by the wind?
1, the most direct embodiment of risk control is to restrict the use of cards. You can brush it in some shops with POS equipment. If the POS equipment in one store doesn't work, you can try another store. If not, it can only be said that there is something wrong with your bank card, which is the reason for the risk control.
2. You can also use Alipay to scan the payment code, and then choose a credit card to pay. If the credit card has a sufficient amount, but it can't be paid successfully, it can basically explain that it is affected by risks.
3. If you feel that it is troublesome to verify whether your card is controlled by the wind offline, then go online to buy things, such as micro-stores, such as Taobao, and bind credit cards to buy things online. If the card has enough credit, but can't buy anything, it is risk control.
4. If you have a bill, you can try to apply for credit card installment. If you meet the staging requirements, you must have been controlled by bank risks.
5. The last direct way is to pay attention to SMS reminders. For example, after you spend your money by credit card, you receive a short message from the bank saying, "Dear customer, there was a risky transaction with your credit card in X Bank recently, so I would like to remind you to standardize the use of the card. Banks will take measures such as reducing the credit card quota in accordance with regulatory requirements to ensure the security of credit cards. " This text message is a reminder that credit cards are being controlled by the wind.
How to deal with the credit card being controlled by the wind?
1, call customer service.
When your credit card is in the risk control state, you can call the customer service phone of the issuing bank to ask for its details and make corresponding treatment according to the actual situation.
Step 2 appeal to the bank
When applying to the bank to cancel the risk control, you need to explain your consumption to the bank clearly and provide credit card consumption vouchers, including credit card receipts, invoices and other bills.
3. Frequency and quota
Therefore, we must control the frequency of credit card use. If it is maxed out every time, or if the credit card is maxed out in full, it is easy for banks to think that cashing out is illegal.
Once the credit card is controlled by the wind, it may bring trouble to your daily use. Therefore, everyone should pay attention to the standardized use of credit cards to avoid being controlled by the wind.