American customers require payment by credit card. Can you agree?

Category: Business/Financial Banking

Problem Description:

I have an American customer who asked for samples. The customer agreed to pay the sample fee and freight, but asked to use a credit card Pay. The customer has provided credit, validity period, and verification code (last three digits). Can you agree to the customer's request? If I agree, what should I do? Note: I am a new customer, and the amount is not high, just over 200 US dollars. If I use T/T, the handling fee will be almost the same.

Analysis:

As I understand it, is LZ using POS to pull wild cards?

If so, please first make sure that your organization has applied to open a foreign card acquirer

In addition, according to the type of card of the customer, if it is a VISA credit card, a VISA wild card must be opened. Acquiring service, if it is MASTER, AE, also opens the acquiring service for the same type of cards.

In this way, you can deduct the money from the American guest’s credit card

And because the guest’s card cannot be given to you, you must first authorize it through the bank phone and obtain the American guest’s credit card. The customer agrees, and then goes OFFLINE on your POS. The process is to manually enter the customer's name, and then enter the amount.

In order to avoid unnecessary trouble, LZ is reminded that he should ask the guest for an authorization letter signed by him, stating: Agree to pay XX yuan on a certain day, and record the transaction.

Because acquiring foreign cards is more cumbersome, and it is easy to encounter unsuccessful offline transactions, it is recommended that LZ ask this customer to wire transfer to your account, which is more convenient.

Can I use someone else’s credit card to buy bluehost in the United States?

Host Detective introduction: It is definitely possible to use someone else’s credit card when paying. The most convenient way to pay in China is Alipay. Can you use Alipay to pay?

Can I use other people’s credit cards abroad?

Credit cards can be used abroad.

Credit card limit increase

1. Use your credit card frequently and win by the number of card swipes. In daily life, credit cards are used wherever they can be swiped for consumption. Frequent use will definitely help cardholders increase their credit limit as soon as possible.

2. Guarantee the amount of credit card consumption every month. It is best to generate consumption records with a total credit card limit of more than 30 yuan every month. If you persist for more than half a year, the bank system will easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.

3. Make sure that credit card payments can be repaid in full and on time. This is very important for credit card holders who want to increase their limit. If you cannot repay in full and on time, resulting in a bad credit card repayment record, it will not only affect the cardholder's personal credit report, but also greatly extend the time it takes for the credit card to increase its credit limit.

4. Enrich the consumption types of credit cards. Different consumption types will reflect the different consumption concepts and spending abilities of cardholders, which will also affect the progress of credit card limit increases to a certain extent. Within the scope of your ability, increase the opportunities for large-scale purchases on credit cards, thereby promoting the increase of credit card limits as soon as possible.

5. Increase the number of times you apply for temporary credit card limits. Multiple applications for the temporary limit of credit cards also show the eager desire of credit card holders to increase their credit card limits, which can also speed up the process of increasing their credit card limits.

6. Take the initiative to apply for an increase in your credit card credit limit. You can take the initiative to express your eagerness to increase the credit limit of your credit card to the bank through various channels, and proactively provide relevant asset certification documents, as well as relevant evidence of the continuous improvement of your own consumption capacity, so that the bank can accumulate more benefits for itself when conducting system evaluations. evidence to increase the credit limit of your credit card as soon as possible.

Can the supplementary card of a US credit card be used by other people?

Yes

You can use it without showing your ID. Generally, you need to show your ID if you use a larger amount. Yes, ID is not required in supermarkets

So it depends on what you want to buy

Do I have to use my own credit card to make purchases in the United States?

Theoretically, this is the case. ..But usually you use your parents' credit card, and with permission...of course your parents won't let you steal money...so it doesn't matter

The main thing is that using a credit card usually requires a signature, so in the United States, a signature is Felony

However, if the owner of the credit card acknowledges the account, there will be no problem

Does it have to be the person using the credit card in the United States?

If it is not the person, it is recommended to use a UnionPay debit card Instead of a credit card, you don't need to sign, just enter your password, and you can get discounts when using UnionPay debit cards at many stores, such as GAP, Banana Republic, Ann Taylor, Guess, Apple, DFS Galleria duty-free store, Macy's, Bloomingdales, Nordstrom, Sears, Costco, Barstow Outlets, etc.

Currently, merchants in the United States that have accepted UnionPay cards only accept UnionPay debit cards. However, at ATMs in the United States that have accepted UnionPay cards, both debit and credit cards can be used to withdraw cash. However, credit card cash withdrawals require higher cash advance fees. Currently, in accordance with national foreign exchange management regulations, each debit card can withdraw US dollars equivalent to 5,000 yuan per day. The card-swiping environment in the United States is very different from that in China: most merchants in the United States do not post signs accepting bank cards, but as long as the merchant's card machine has a keyboard for entering passwords, you can basically use UnionPay debit cards; in the United States, as long as there are UnionPay and PULSE ATM machines You can use UnionPay cards to withdraw money with any of the CitiBank logos, and many ATM machines have been equipped with Chinese operation interfaces; when using ATMs to withdraw money in the United States, in addition to the handling fees charged by domestic card-issuing banks, American ATM operators A certain amount of service fees will also be charged, but the ATM machines of four banks including Citibank (CITI), PNC Bank, United Bank (UCB), and Chase Bank (CHASE) will not charge this fee; the operation of American ATM machines is as follows: It is slightly different in China. You need to insert the bank card into the card slot and then take it out before the operation interface will appear on the ATM screen. If you do not take it out, you will not be able to operate it.

Currently, there are more than 200,000 ATM machines in the United States that accept UnionPay cards (including debit cards and credit cards) in key tourist cities such as Los Angeles, San Francisco, Hawaii, Las Vegas, New York, and Washington. You can use UnionPay cards to make purchases at merchants and withdraw money from ATMs in other places.

This ends the introduction about using other people’s credit cards in the United States and whether it is illegal to use other people’s credit cards in the United States. Did you find the information you need?