Wechat is the chat software that we all like to use now. Of course, in addition to chatting, WeChat can also be used in all aspects of life. For example, when you are eating, drinking and having fun, you can use WeChat wallet to search for shops, or use WeChat to pay. In addition, WeChat can actually handle credit cards. So, is it reliable for WeChat to handle credit cards? How to apply for a credit card on WeChat?

Is it reliable for WeChat to handle credit cards?

Don't worry, it is more reliable to apply for a credit card on WeChat, because the audience of WeChat is increasing day by day. In order to seize business opportunities, banks have also opened their own WeChat WeChat official account, and the official WeChat accounts of these banks are formal and reliable. When you apply for a credit card in it, you will actually jump directly to the application page of the bank in official website, so it is very reliable.

How to apply for a credit card on WeChat?

1. You must first find out which bank's credit card you want to apply for, then enter the bank name in the search box of WeChat and click Search;

2. After the search results come out, click WeChat official account who pays attention to the bank;

3. After paying attention, you can directly enter the public account, and you can find the card button in the menu bar at the bottom of the page;

4. Click the "Deal with Card" button, then select a credit card, apply, fill in relevant information and materials, and finally click "Submit" to wait for approval.

It should be noted that if you apply for a credit card on WeChat, you must bring your ID card to the bank outlet to activate the credit card after the application is successful. However, if you use WeChat to handle credit cards, the general amount is not very high.

The above is aimed at "Is it reliable to apply for a credit card on WeChat? How to apply for a credit card on WeChat? " The answer is like the official WeChat account of some regular card issuers, which is still very reliable. It is also reliable for you to apply for a card in the official WeChat account, and the operation is very simple.

Would you like to ask if it is credible to apply for a credit card on WeChat?

When applying for a credit card on WeChat, it is more reliable to pay attention to the official WeChat account of a regular card-issuing bank or to handle the card on the official WeChat account of a third-party card-handling institution authorized by the bank. Generally, the card application will jump to the application page of official website Bank, which can ensure information security. However, users need to have enough resolution to avoid being deceived. If users can't distinguish or worry about risks, they can also apply for credit cards by logging in to official website, mobile banking, online banking and bank counters.

For more information about the credibility of applying for a credit card on WeChat, please visit: See More.

Is it credible to apply for a credit card through WeChat?

1. is credible, but it has certain risks.

2. There are certain risks in this card handling method. First of all, if you can't confirm the identity of the other party and blindly provide personal information to the other party, it is easy for criminals to use it to forge a credit card with your identity. When it is discovered, it has usually caused serious losses. Secondly, if you don't know the cost of handling a card, it is very likely that you will handle a card that is not used at all or is expensive, which will only increase the burden. It takes time and effort to cancel. Finally, some lawless elements charge the so-called "agency fee" and "business card printing fee" in view of the card friends' eagerness to get a card, which makes it easy for card friends with weak consciousness to be deceived. If you want to apply for a card, you'd better go through formal channels, such as bank outlets, counters and official website.

3. Of course, the credit card WeChat of CITIC Bank has many practical functions. Not only can you check the progress of card processing, but you can also do it online. The progress check you mentioned is in the column of "Quick Card Handling" below. Find the "card processing progress query" and follow the relevant prompts. Now there are many online card processing channels, and it is also WeChat, which is equivalent to becoming a credit card application platform for card issuers.

1. Every credit card needs strict examination by the bank before it can be issued, and the bank has not authorized any platform to issue credit cards. At most, some intermediate platforms are authorized to provide card application platforms, such as Alipay, WeChat and QQ. If there are similar advertisements in your WeChat circle of friends, such as "You only need your ID card to get a large credit card", then you should be wary. This is either cheating information or cheating fees.

2. WeChat credit card application platform, after filling in the information online, you are waiting for the card. The specific application path is as follows: Personal WeChat-Mine-Wallet-Credit Card Repayment-Credit Card Free Processing. Wechat can apply for a limited number of credit cards. China Merchants Bank, Minsheng Bank, China Guangfa Bank, Industrial and Commercial Bank, China CITIC Bank, Shanghai Pudong Development Bank, Bank of Communications, China Bank, Ping An Bank, Industrial Bank and China Everbright Bank each have three popular cards to apply for.

Operating environment:

Mobile phone model: ELS-AN002.0.0.2

Wechat: 8.0. 16

Is it safe for WeChat to apply for a credit card?

With the rapid development of internet finance, banks are constantly reforming and innovating. The application method of credit card has also developed from the most original counter application to online banking application, and now to WeChat application. Although it is convenient and fast for WeChat to apply for a credit card, you should pay attention to information security when applying. So, is it safe for WeChat to apply for a credit card? Let's introduce it to everyone.

Wechat application for credit card is also a way to apply for credit card online. Its carrier is our commonly used WeChat. There are two common ways to apply for a credit card through WeChat. One is to follow the bank to apply for a credit card through WeChat in the official account of WeChat, and the other is to follow the third-party card-handling institution to apply for a credit card in the official account of WeChat.

Applicants only need to pay attention to the official WeChat account of the bank or the official WeChat account and card agency, fill in the information truthfully with their fingers, and then click Submit. Our bank will issue the audit results within 1-7 working days after receiving the application materials.

So, how do you know whether the channel for handling cards is formal?

Informal card channels generally have these characteristics, such as unconditional card handling and card handling fees. Be careful when you encounter these situations.

1, unconditional card

Many friends have received a lot of information about handling low-threshold credit cards, and even claimed that they can handle high-quota credit cards unconditionally. Nine times out of ten, these are liars.

We should know that WeChat is only a channel to apply for a card, and it cannot guarantee the audit results. Credit cards are directly audited by banks. If you want to successfully approve a card, you must first meet the basic conditions for applying for a card. Age and income are indispensable. If you want to have a high quota, you must also provide some income certificates and financial documents.

2. Charge the card fee

The regular card processing channel is free and will not charge you any card processing fees. If you encounter things that need to be charged for card processing on WeChat, such as card processing fee, handling fee, packaging fee, deposit, etc. This is probably a trap set by a liar. You disappeared as soon as you got the money.

Summary: No matter how you apply for a credit card on WeChat, you must pay attention to information security. Of course, under the premise of ensuring information security, WeChat card handling is undoubtedly a simple and convenient way to handle cards. Some banks also offer discounts such as points, so friends who need a card can go and have a look.

I want to ask WeChat if it is safe to apply for a credit card.

Whether it is safe for WeChat to apply for a credit card depends on the way it is done. If you apply for a credit card from the official issuer's official WeChat account and the official third-party WeChat account that cooperates with the bank, the application link will jump to the credit card official website to fill in the information. Submit the information to the bank at this time, so the application process is very safe. If you let others apply for a credit card on WeChat, there is a risk of revealing personal information, which is not safe.

I suggest that you try to choose official channels to handle credit cards, and don't choose services such as credit card agency.

For more information about WeChat's application for credit card security, please visit: See More.

Is it safe/reliable for WeChat to apply for a credit card?

Up to now, WeChat is not only a communication and chat software, but also has many functions, such as applying for a credit card. However, many card friends are skeptical about this way of handling cards, for fear of being unreliable. If they fail to handle the card carelessly, they will reveal their information. So, is this really the case? Let's first understand the situation of WeChat applying for a credit card.

How to apply for a credit card on WeChat?

1. First, pay attention to the official account of WeChat, where you need to apply for a credit card bank. After entering the official WeChat account, the welcome message sent by the system contains a link to bind the credit card. If you choose to apply for a card online, go to the webpage to apply.

2. Select the card type to be applied for, and then fill in the information such as name, ID number, card issuer, mobile phone number of card issuing city, etc.

3. The system will send a verification code to your mobile phone, and you can enter the next page after entering the verification code. If you apply for a reference, you also need to fill in the information of the reference.

4. After filling in the card receiving address and other information, you can apply to the bank for submission.

Is it reliable to run a credit card on WeChat?

Generally speaking, as long as you pay attention to the official WeChat account of the card-issuing bank, or the third-party card-handling institution authorized by the bank, the official WeChat account is still relatively reliable, because it is safe to jump directly to the application page of the bank official website, but there are also several points to pay attention to:

1, the amount of credit card processing by WeChat is often low, especially for low-income people, and the amount is usually around several thousand yuan. Wechat has a low threshold for handling credit cards and is risky. In order to control the risk, the issuing bank limits the credit card limit.

2. After WeChat successfully handles the credit card, the borrower needs to bring his ID card to the bank outlet to activate the credit card.

3. It is not recommended for individuals who apply for a credit card for the first time to apply for a credit card through WeChat, because for applicants, there is a great possibility of being rejected. Applicants still apply in the traditional way.

So much for the introduction of WeChat credit card reliability.