Applying for a credit card needs to be approved by the bank. Many people want to reapply after being rejected. It is best to wait for a while, otherwise the bank will refuse the card with reference to the previous card processing results. So, how long can I get a second credit card? Different banks have different intervals.

How soon can I apply for a second credit card?

I counted the time when several major banks reissued their cards. Some need to reapply after 3 months, and some need to reapply after 6 months. Details are as follows:

1. China Merchants Bank: If the credit card application fails and the applicant's work or financial information changes, he can resubmit the information application after 3 months.

2. Ping An Bank: If the credit card application fails for the first time, it is recommended to provide information again after 3-6 months to try to apply.

3. Industrial Bank: Credit card application failed. When the comprehensive situation changes, it is recommended to resubmit the information application after 6 months.

4. Minsheng Bank: If the credit card application is unsuccessful, it is recommended to provide information again after 3 months to try to apply.

Will the credit card application be approved for the second time?

The second application for a credit card still needs a comprehensive evaluation by the bank. The applicant's age, work, income, education and financial proof, as well as the number and use of credit cards in other banks, as well as the credit status of other institutions such as Sesame Credit will all affect the approval results.

If the applicant was refused to apply for a card through the Internet last time, it is better to apply for a card at a bank outlet for the second time. In addition to meeting the standard interval, sufficient financial proof can be provided if conditions permit, which will be more conducive to credit card approval.

The above is the introduction of "How soon can I apply for a second credit card". I hope it helps you.