The basic information of credit card processing is as follows:

① Personal ID card;

(2) proof of unit income;

③ Bank flow in the last six months;

(4) personal property certificate;

⑤ Information required by other banks.

Time required for processing: after the credit card information is sorted out by the credit card business department of the city branch, it takes one week to issue it; 2. It takes one to two weeks for the credit card center to approve!

If it is an individual, do business and open a shop.

Individual businesses need individual business licenses and tax bills for nearly three months;

Other financial proof: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license.

Credit card application process:

Fill in the application form;

Information of the bank itself and a copy of the information;

The bank sends it to the credit card center;

The credit card center conducts audit, business card printing and card issuance;

After getting the card, I opened the card and waited for the password letter.

You can choose to apply for a credit card online or at a local bank.

If you like, you can also log in and apply for a bank online.

In addition, you can apply for a credit card without a job or running water in a bank, but it is a little more difficult to apply for a credit card, but it is not as difficult as you think.

If you have a family, you can apply for a credit card without a job. As long as you apply to the bank with the real estate license, the applicant can get a high share if he has a house, and generally he can pass the examination and approval easily.

If you don't have a house or a job, you need to provide a credit certificate to the credit card bank you apply for. As long as you can prove that your credit rating is good, it is not impossible to apply for approval. To accumulate your own credit, you need to pay attention to accumulating your own credit in peacetime. Everyone must maintain rational consumption, repay in full and on time, and stay away from credit stains.

If you don't have a house and a job, you can't prove your good credit. The last way is to deposit a certain amount of money in the relevant bank that applies for a credit card for a fixed period of time, and it will be approved soon. Of course, if the deposit amount is large enough, you can get a relatively high credit card.

I suggest you go to the bank to consult the staff face to face!

Need to remind you that:

1. If the application for a credit card has been rejected, don't submit the application repeatedly, because there is only one result of your repeated application, that is, rejection. If your application is rejected for the first time, you'd better wait 3 -6 months before trying to apply.

2. The longer the time interval when applying for a credit card is rejected, the better. Because from the bank's point of view, the applicant's qualification will not change greatly within three months, so it will basically be rejected with reference to the first reason The longer the interval, the bank will reconsider the applicant's qualifications, and at this time, adding some economic proof materials can effectively improve the success rate of card processing.

Tips: There are many scammers on the Internet. Please don't easily believe that it is risky for others to do it for you!