How to use a credit card to shop online? Using a credit card to shop online is very simple, but the premise is that your card has opened online banking services in advance, and then bind the credit card to the account of the platform you want to shop online, and choose to pay when purchasing goods. , just choose credit card payment. Take the credit card binding to Taobao as an example: 1. Log in to Taobao and enter the "My Alipay" page; 2. Click on "Account Management" in the picture above. As shown below, click "Bank Card" in the rectangular box on the left, a new interface will appear, and then click "Add Bank Card" in the oval box; 3. Select the credit card issuer you want to bind, and check "My Bank" "Card is a credit card" option; 4. Accurately fill in the bank card information, including the cardholder's name, ID number, reserved mobile phone number, credit card number, etc.; 5. After filling in the information, click "Agree Agreement and Activate". Complete the binding; 6. Select the product, confirm the order, and select the credit card account for payment.
Precautions for online shopping with credit cards
1. Choose a safe online shopping platform. With the development of the Internet, many online shopping platforms have appeared on the market. Try not to use small and unknown online shopping platforms. The online shopping platform may be a phishing website. When shopping online with a credit card, you can choose major online platforms, such as Taobao, JD.com, No. 1 store, Vipshop, etc. These can fully meet your shopping needs.
2. Determine the payment authority of the credit card. Different banks have restrictions on credit card online banking transactions. For example, the single transaction limit of China Construction Bank, China Guangfa Bank, and China Merchants Bank is 500 yuan. If your consumption amount is greater than 500 yuan, Then the transaction will fail and the credit card cannot be selected for payment. The online banking transaction limit of your credit card can be changed, but for the sake of safety, do not set the amount too high.
3. Ensure network security when shopping online with a credit card. If you are shopping online on a computer, you can make clever use of the encryption function of the browser. If the browser shows that the security level is not enough or the data transmission may be compromised, If someone else has stolen the words, do not continue the operation. Make sure your computer is not infected with viruses or Trojans, and do not use online payment functions in public places such as Internet cafes.
4. Ensure that the card and personal information are not leaked. Summary: How to use a credit card for online shopping is actually very simple. Just bind the card to the online shopping platform account. The important thing is that the security of the card when shopping online cannot be ignored. . Credit cards are widely used and bring a lot of convenience and discounts to people's consumption life. If you want to apply for a credit card, introduce credit card application. The most comprehensive and popular cards are waiting for you!