Generally, the limit of a China Merchants Bank credit card is related to the card level. The limit of a regular card is between 1,000 yuan and 10,000 yuan, the limit of a gold card is between 10,000 yuan and 50,000 yuan, and the limit of a platinum card is between 1,000 yuan and 10,000 yuan. More than 50,000 yuan. The specific amount needs to be determined by the bank based on the individual's qualifications, and may vary from person to person.

China Merchants Credit Card can be used for car installment payment. CMB Credit Card Installment Car Purchase, also known as Easy Car Purchase, is where CMB provides a certain amount of installment limit based on the credit card holder’s credit status to meet the cardholder’s needs to purchase designated brand cars in installments at designated dealers. Cardholders only need to bear a certain handling fee to repay the car purchase in monthly installments, which is a new car loan model that fully reduces the repayment pressure.