Copy of ID card, personal income certificate, copy of other bank's credit card (held for more than half a year), personal assets certificate, etc. The more detailed the information you provide, the larger the approved amount will be.

Second, how to borrow the industrial reserve fund twice?

The Industrial Reserve Fund should be applied empty-handed in the app and cannot be loaned twice.

3. What are the application conditions for Xingye to return empty-handed?

1. Applicants should have a stable job and income, and their age should be between 22 and 55 years old as stipulated by the platform.

2. The applicant should have full capacity for civil conduct and the ability to repay the loan principal and interest on time.

3. The applicant also needs to have good credit, and the credit report is spotless.

Four. Application conditions for Xingye to return empty-handed

Consumer finance is a familiar loan type, and empty-handed arrival is one of the lending outlets of Industrial Bank's consumer finance loan. Empty-handed loan is a process of online application and offline processing. Therefore, compared with many pure online loan products, the review time may be longer, but as long as the borrower's information is complete and the offline review is smooth, it can be approved as soon as 1 day.

Empty-handed loans do not need any mortgage guarantee and belong to pure credit loans. According to reports, the maximum loan amount of empty-handed loans can reach 200,000 yuan. At present, there are three kinds of loan products that are included in empty-handed loans, namely white-collar loans from famous enterprises, small lightning loans and household consumption loans. Different loans have different audit conditions, and borrowers can choose the loan that suits them according to their own needs.

Xingye arrived empty-handed application process

If users want to make loans through the empty-handed products of Industrial Bank, they need to download the empty-handed products to the APP first, register and log in after downloading, and carry out real-name authentication as required. After real-name authentication, users can see that there are three kinds of loans for borrowers to choose from in the empty-handed products of APP. The borrower chooses the loan type that suits him, submits and fills in the relevant information according to the prompt, and submits the application for approval.

It is worth noting that there is a family consumption loan for an empty hand, which needs to be handled by the account manager at home. After applying according to the process, the borrower can wait for the account manager to handle the loan business.

Application conditions for Xingye to return empty-handed

Many users generally apply for loans after checking their qualifications according to the loan conditions of lending institutions, so as to avoid the rejection of loans and extend their loan cycle. The loan conditions for returning empty-handed are as follows:

1. The borrower must be between 22 and 55 years old;

2. The borrower must have a good credit status and no bad credit record.

3. The borrower has a stable source of income.

Users who meet the above three points must also meet at least one of the following conditions:

1. The borrower's mortgage loan exceeds 6 months;

2. The borrower has a certificate of full housing for one year without mortgage;

3. The borrower has continuously paid the provident fund or social security for at least 12 months;

4. The borrower must have a continuous salary of 12 months;

5. If you are self-employed, you need to provide bank running water.