Credit cards cannot be lent to others, please read your credit issuance contract

About the use of credit cards: 1. Purchases are limited to the cardholder and his or her affiliates. To purchase goods, receive services, or withdraw cash, cardholders and their supplementary cardholders are not allowed to use the credit card for any other purpose, especially if it is illegal! 》2 If the cardholder causes direct or indirect losses due to improper use of the credit card, the bank will not be responsible

3 The cardholder and its supplementary card holder rent, transfer or otherwise hand over the credit card to others for use. If it is deemed to be in default, the bank has the right to withdraw the credit card and the cardholder will bear all losses! Therefore, the credit card is for your personal use. Do not lend this kind of thing to others

About credit card charges: After the bank approves the issuance of the card, whether you open the card or not

You have to pay according to the bank's Pay the annual fee according to the regulations, and the annual fee once collected is non-refundable