The three types of VISA credit cards of CITIC Bank have annual fees, and the differences are as follows:

1. CITIC Bank credit card annual fees (charge standards):

1. CITIC Bank Common credit card: The annual fee for the main card is RMB 100, and the annual fee for the supplementary card is RMB 50;

2. CITIC Credit Card Gold Card: The annual fee for the dual-currency card is RMB 300 for the main card, and the annual fee for the supplementary card is RMB 300. The currency card is RMB 200, the dual-currency supplementary card is RMB 150, and the RMB single-currency supplementary card is RMB 100;

3. CITIC Platinum Credit Card: The annual fee for the principal card of the premium card is RMB 2,000 The annual fee for the premium card supplementary card is RMB 1,000 yuan, the annual fee for the elite card main card is RMB 480 yuan, and the annual fee for the elite card supplementary card is RMB 240 yuan.

2. CITIC Bank Credit Card Annual Fee Waiver Policy:

1. CITIC Bank Credit Card Standard and Gold Cards can be exempted from the annual fee for that year by swiping the card once within a month of opening the card. The annual fee for the next year will be waived if you swipe the card 5 times in a year;

2. The CITIC Bank Platinum Card does not have an annual fee exemption policy. The annual fee must be paid in the first year, and it can be used from the second year onwards. Redeem card points for annual fees.

Extended reading

CITIC Bank Credit Card Center is a business department established by China CITIC Bank Head Office in Shenzhen to conduct unified management, centralized operation and independent accounting of credit card business. It is a first-level business department of China CITIC Bank Head Office. Department is the national headquarters of China CITIC Bank’s credit card business.

Since the CITIC Bank Credit Card was officially issued at the end of 2003, especially in the past four years since 2006, it has closely focused on the strategic goal of “building a world-class credit card center” to “obtain basic retail customers and establish "CITIC retail brand, become a profit growth point for CITIC Bank, and build a mid-to-high-end customer service system" as its business orientation, firmly grasp the three key points of "building a brand, building a platform, and creating management" to promote the coordination of business efficiency, quality, and scale. development, striving to cultivate operating characteristics and management advantages, entering a new stage of sustainable and profitable development, and becoming an important force in promoting the development of China's credit card industry.

As of the end of 2009, the cumulative number of cards issued by China CITIC Bank Credit Card Center has exceeded 9.3 million, with an annual transaction volume of nearly 80 billion yuan. The total number of employees is approximately 5,000, with an average age of 27 years old, and 88% have a college degree or above. %. After good and rapid development in recent years, CITIC Bank's credit card center's market share has steadily increased, ranking among the top three among small and medium-sized commercial banks in terms of card issuance scale and outstanding loan balance, and has become the country to enter the profit cycle in the shortest time and with the least capital investment. As a credit card center, the non-performing loan ratio and loss rate are at a lower level than peers. In addition, in terms of the back-office operation system centered on building customer service capabilities, the sales system centered on building regional marketing service centers, and the business operating system centered on building profitability, core competition with CITIC Bank characteristics has been initially formed. It has become one of the most competitive joint-stock commercial bank credit card centers.

China CITIC Bank Credit Card Center has always adhered to the concept of service creating value, and has had a wide impact on the industry and customers. It has been awarded the best call center in the Asia-Pacific region, the most popular credit card brand among women, and the most popular credit card brand for many times. Best Business Travel Credit Card, Harvard Business Review Management Action Gold Award and many other industry awards.