Generally speaking, banks without local banks cannot apply for credit cards, and the activation of credit cards can only be successful in banks. It is impossible to activate successfully without a local bank. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.