Hello, if you are using a China Merchants Bank credit card, cash advance, also known as cash withdrawal, provides credit card holders with small cash loans and charges handling fees and interest. Within the country, you can withdraw RMB cash at our bank’s ATM machines or the ATM machines of other banks with the UnionPay logo. You can also advance cash through our bank counters, online banking and telephone. The cumulative amount of cash advance per card per day is capped at RMB 2,000 yuan. Overseas, you can withdraw local currency from ATMs with VISA, MasterCard, JCB, and AE logos using the transaction password. The cumulative daily cash withdrawal amount per household shall not exceed the equivalent of US$1,000.