Citibank credit card loan generally refers to Citibank's credit card cash installment business, which does not charge interest, but needs to pay installment fees. At present, Citibank has 6/ 12/ 18/24/36/48 credit card cash installment to choose from. The specific handling fee is determined according to the cardholder's application amount and personal credit status, and the minimum monthly rate is 0.50%.