Our all-currency credit card has the following characteristics: 1. Travel around the world, swipe your card without worry, and free of currency exchange fees. 2. Automatic purchase of foreign exchange and repayment in RMB. 3. High travel insurance gifts. 4. Free of annual fee without additional conditions. 5. This card only supports VISA line transactions, and it is recommended for users who travel overseas and buy online overseas. If you use it mainly in China, you are advised to apply for other credit card products of China Merchants Bank. 6. All-currency international credit cards do not support UnionPay channel repayment for the time being (including UnionPay fixed-line terminal, counter connection, Xinfutong Lacarra and UnionPay ATM transfer, etc.).

the most important conditions for applying for China merchants bank credit card are that they are 18-6 years old (foreigners are 25-6 years old), have certain economic ability and have a good credit record. Please refer to our actual audit for the credit card application results. The necessary application documents are a copy of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you are interested in China Merchants Bank Credit Card and have never held our credit card, you can apply in the following four ways: 1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer"; 2. Please bring your original identity certificate, work certificate and financial proof documents and go to the business outlets of China Merchants Bank in person; 3. You can also call the customer service hotline, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. 4. If you have applied for the professional version of our online banking, you can apply through the professional version. Remind you that the issuance of credit cards will be subject to the final audit results.