Yes, people with a history of past dues can still apply for a credit card. The following are detailed instructions:

1. Banks will assess credit risk: When applying for a credit card, banks will assess personal credit. Overdue records are one factor, but not the decisive factor.

2. Comprehensive consideration of multiple aspects: Banks will comprehensively consider multiple factors when evaluating credit applications, such as income status, employment stability, other repayment records, etc. Overdue records are just one of them.

3. Credit card types and limits may be limited: If you have serious overdue records, it may affect the results of your credit card application. Some banks may offer credit cards with low limits or limited features to reduce risk.

Summary: Although there is an overdue record, it does not mean that you cannot apply for a credit card. Banks consider a number of factors when evaluating a credit application, and past due history is just one of them. However, please note that credit card types and limits may be restricted.

Extended information: Overdue records refer to the failure to repay loans, credit card debts or other debts on time. Overdue records may cause a decrease in your credit score, which in turn affects the outcome of your credit application. It is recommended to abide by the repayment agreement to maintain a good credit record.

Supplementary information: If the overdue record is caused by special circumstances, such as sudden illness or unemployment, you can provide the bank with corresponding explanations and supporting documents to increase the chance of a successful credit application.

Note: The above answers only apply to the situation in China. Specific policies and regulations may vary by region and bank. It is recommended to consult the relevant bank or financial institution for the most accurate information.