Insurance, accident insurance and medical insurance are the first to bear the brunt. Friends who pay attention to medical insurance know that hospitalization medical insurance is essential. So what about China Merchants Bank Credit Card Huizhong’s five-year hospitalization insurance?

Introduction to the five-year hospitalization insurance of China Merchants Bank Credit Card Huizhong

The five-year hospitalization insurance of China Merchants Bank Credit Card Huizhong is an affordable insurance that can be purchased even if you are covered by social security. There is no conflict with claims from Social Security or other medical insurance. In addition, Huizhong five-year hospitalization insurance has many other features: Regarding the guide to medical insurance reimbursement, I have just compiled relevant content, I hope it will be helpful to you: How to use social security and medical insurance? This article teaches you the reimbursement application process!

1. The payment period of Huizhong five-year hospitalization insurance is 5 years, the protection period is also 5 years, and the waiting period is 60 days. Natural persons aged 18 to 60 can apply for this insurance and pay the premium. You can pay annually or monthly.

2. When an accident occurs and the injury results in hospitalization within 180 days, the insured can receive double the daily hospitalization insurance benefit.

3. During the 5-year protection period, the daily hospitalization insurance benefit that the insured can receive can be paid for up to 500 days in total, and a single hospitalization can be paid up to 180 days.

4. The way to apply for Huizhong’s five-year hospitalization insurance is by telephone, and no physical examination is required before applying for insurance.

5. During the guarantee period of this contract, in any policy year, if the insured does not have any insurance accident that causes us to pay any insurance money according to the contract, we will give the policyholder no insurance money payment. The bonus is 25% of the total insurance premiums paid by the policyholder during the policy year. Product details are subject to the policy terms.

After reading the above features of Huizhong’s five-year hospitalization insurance, what do you think of China Merchants Bank’s credit card Huizhong’s five-year hospitalization insurance? Does it meet everyone’s requirements for commercial hospitalization medical insurance?

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