According to the regulations of the International Credit Card Organization and the People's Bank of China, credit cards and their accounts are only used by cardholders approved by the issuing bank, and may not be provided, leased or lent to others. Does it constitute a crime of obstructing credit card management? .

Therefore, your credit card cannot be lent to others, and the credit card must be held by the person in charge and cannot be lent to others. Lending to others is generally a violation of the use contract. It's not illegal, but it violates your contract with the bank. If you lend a card to a third party, you will bear any responsibility, and the bank will not bear any responsibility, so don't lend your credit to others.

Extended data:

According to the provisions of Article 177th of the Criminal Law of People's Republic of China (PRC)? The crime of obstructing credit card management refers to the act of violating national credit card management laws and regulations, obstructing national credit card management activities and undermining credit card management order during the issuance and use of credit cards. Specific behaviors include:

(1) Holding and transporting a counterfeit credit card knowingly, or holding and transporting a blank credit card knowingly, in a relatively large number;

(2) Illegally holding other people's credit cards, with a relatively large number; ?

(3) using false identification to defraud credit cards; ?

(4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means. ?

This crime is a new charge in the Criminal Law Amendment (V).

References:

Crime of obstructing credit card management-Baidu Encyclopedia