Consumer transactions that can enjoy interest-free treatment, the time period from the bank bookkeeping date to the due repayment date. The longest interest-free repayment period is 50 days, unless otherwise agreed between the card issuer and the applicant, but the longest interest-free repayment period shall not exceed the longest interest-free repayment period required by relevant laws and regulations (except cash advance).
If the cardholder fails to pay off the minimum repayment amount of the previous bill before the due repayment date (inclusive), our bank will collect the corresponding late payment fee according to the credit card regulations of China Merchants Bank. The late payment fee is calculated at 5% of the minimum outstanding amount of the credit card, and the minimum charge is RMB 65,438+00 or USD 65,438+0 yuan. At the same time, all consumption in the current period will be charged with interest from the bookkeeping date, with a daily interest rate of five ten thousandths.
For credit card-related questions, please add "QQ" or "WeChat" to experience the function of "micro-customer service" platform, or telephone manual service consultation. Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend; Or WeChat search for "cmb4008205555" and pay attention to China Merchants Bank Credit Card Center.