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Does Guangfa Credit Card swipe the card on the billing date to calculate the repayment next month? What about the day before the accounting day? Will it be returned next month?
No, because the credit card of Guangfa Bank is charged on the day of accounting and consumption.

How to handle the credit card of Guangfa Bank;

1. Counter application: Bring my valid ID card, income certificate, work certificate and other relevant materials to any business outlet of Guangfa Bank, fill in the credit card application form and submit relevant materials.

2. official website application: Click "Credit Card" in official website of Guangfa Credit Card, select "Credit Card Application", select the card type you want to apply for, fill in personal information and submit the application.

3. WeChat WeChat official account application: Pay attention to the public account of Guangfa Credit Card, and click "Do Card". Welfare ",and then select" application card. Activate. Set Secret ",click" Apply for the card immediately ",select the card type you want to apply for on the page, fill in the relevant information, and then submit the application.

4. Mobile APP: Download the "Discover Wonderful" APP, select "My-Common Tools-Card Application" and apply according to the page prompts.

How to postpone repayment of Guangfa Bank's credit card;

When the credit card holders of Guangfa Bank need to postpone repayment, they can mainly apply for deferred repayment in two ways. One is to call the customer service hotline of Guangfa Bank at 95508 and apply for deferred repayment after switching to manual service. Whether the deferred repayment is approved or not, the amount of deferred repayment depends on the approval result of the bank; Second, go to the business outlets of Guangfa Bank to apply for deferred repayment of credit card bills.

For Guangfa Bank, the credit card deferred repayment service is also called "agreed consumption postponement", which is only aimed at cardholders' consumption transactions. For cash withdrawal transactions, installment transactions, installment transactions, deferred transactions, installment re-entry transactions, annual credit card fees, over-limit fees, etc. In the credit card bill, deferred repayment is not allowed.

Can the credit card bill of Guangfa Bank be repaid in advance by installments?

The credit card bill of Guangfa Bank can be repaid in advance by installments. Just call the customer service hotline of Guangfa Bank at 95508 or 400-830-8003 to apply for prepayment. Then the remaining unpaid part can be paid in one lump sum.

Of course, you can also apply for prepayment through online banking or mobile banking of Guangfa Bank.

Operating environment: mobile phone Xiaomi 6XMIUI 12.0.2, Guangdong Development Bank APPV6.6.0.