Hello, the credit card application review is comprehensively assessed by the system, and many factors are taken into consideration, such as work, income, stability, personal credit and other aspects. It is not a unilateral factor. determined. It may be that the information you attached when you originally applied did not fully reflect your personal situation, which resulted in the application not being approved. In addition, the domestic personal credit record system is not perfect yet. Each bank uses internal assessment when reviewing credit cards, and the standard setting will be different. Because the credit criteria and scoring standards are internal working secrets of the bank, the risk factors cannot be disclosed to the public. Please understand this. You can call 800-820-5555 to request a re-examination. We hope you can provide us with more reference materials. If you no longer wish to attach information, you can reapply 6 months after your initial application.