Yes. I have a friend who has seven online loans and all three of his credit cards are overdue. He planned not to pay it back, so he lived happily without any anxiety.

That’s me.

In the past few years, I have been persevering.

But when it comes to 2020, I have no temper at all.

I managed to survive 2020, barely surviving, but when 2021 comes, it is truly unsustainable.

Because of financial problems, I didn’t want to go through any more trouble, so I chose to be forced to go ashore at the beginning of 2021, and shouldered all the deadlines. I didn’t ask for empathy, and I knew what was good and bad.

Before the deadline, I was extremely anxious and couldn't sleep all night; after the deadline, I felt much more relaxed and my mentality improved a lot.

Thanks to the "unremitting efforts" of various messy third parties, I have done a good job of mental construction and am much calmer.

If it's overdue, just overdue. The worst result is that you won't be sued, but before that, there will be a long period of time, which is enough torment.

Stop using loans to support loans in any form. Don’t borrow another penny. It will only increase the “capital turnover cost” and will not help. Sooner or later, you will have to face this day.

It’s a point to earn a point, and it’s a point to pay back a point.

As long as you die, you will pay it off.

After the due date, relax your mind, make money with peace of mind, strive for early repayment, and settle the cancellation.

I don’t think so. From an analysis of human nature, no one is willing to bear debt. Those who are rich or anyone who can think of a way will not be overdue, let alone hundreds of thousands or nearly hundreds of millions. With tens of thousands of debts weighing on you, who can be calm and not anxious? It's just that some people are strong enough on the inside and pretend to be calm on the outside.

My debt totals more than one million. It is abnormal not to be anxious at all, but it is not that anxious. It is definitely not okay to be anxious enough to affect my normal work and life.

My anxiety is related to my personal experience and understanding of this matter. I worked in sales for eight years and then started my own business.

I am definitely good at communicating with people. I can talk to anyone for a long time if I answer their phone. You will definitely pay back the money you owe, but if you encounter difficulties at the moment, pay it back first if you can negotiate. If you can't negotiate and it's troublesome, just wait. I can't take care of my credit report for the time being, so I can only ensure that I eat first. I have a child to raise at home, so I don't have to eat, but the child can't! If you want to sue me, I will, but now I really don’t have the money to pay back. It's best to give me some time to think of a solution!

It is impossible to remain calm all the time. I have almost 1 million, so I don’t dare to calculate it carefully. I also collapsed at first. Debt collection is not worth mentioning because I know the nature of the matter. The biggest blow came from my family, my parents. They didn't blame, but used an even more frustrating method, which was to keep crying and talking: I owe so much money, what should I do now? I couldn't bear it anymore, so I had a long talk with my mother. I lost this money, and I would definitely find a way to make it up to him. I don’t want you to spend any more money to repair holes in your son’s life. But as my mother, you can't keep exporting negative emotions to me when your son is depressed. When things happen, they happen. Just find a way to solve it. You won't help the situation. The final result is that your son can't bear it and will either die or run away from home and never come back. Since then, the old mother has calmed down a lot and no longer mentioned these things. Carrots and sticks still work! [呲呲][呲呲][呲呲][呲呲][呲呲][呲呲]

The boss of Evergrande, heavily in debt, broke the rules and became China’s Lehman! Trillions of dollars in debt! He is as elegant and free-spirited as ever, and has a big smile on his face. He is among the celebrities in politics and business, with a smile on his face, and lives a brilliant and brilliant life. He is simply a winner in life! If you are behind on fees and debts, don’t frown, sigh, hold your chest high, and face difficulties. The sky will not fall. If you survive, you will be a hero again!

As long as you can get through the collections in the first few months, the days ahead will be good.

When you choose to go completely overdue, you will feel anxious and irritable at first. Just sort yourself out and it will be fine! Come on, debtor!

I am such a person. I have a debt of nearly 500,000 yuan. It is not too much, not too much. I have also been anxious and in a trance, but what if I find that I am anxious and in a trance? Life still has to go on, unless you die, it will be over, but are you willing to die? There are old people and young people at the top. They are all worried about you. Then live well. There is always hope in life. If you owe a debt, you do not owe your life. No one will drag you to jail. At most, you will get an executor for breach of trust. !

But when you are alive, don’t be muddleheaded, be active, work hard, and make money with all your might! As long as you can make money, you have to do anything except selling yourself and harming others, endure the humiliation, work hard, save money, and plan well. As long as you don't owe an astronomical amount of money, you will eventually pay it off!

In addition to your own job, you can work part-time in a supermarket, convenience store salesperson, restaurant waiter, KFC McDonald's salesperson, delivering food, writing articles on various websites, selling goods on Xianyu, if you are more humble, go You can pick up bottles and cartons on the street, start a micro-business to sell fruit, work part-time at an insurance company to sell insurance, work as a real estate agency to sell houses, go to a securities company to help people open accounts, go to a bank to sell credit cards, or even carry a box of tissues to sell on the road. On hot days, I sell water on the street, at night I sell oden, I sell flowers on Valentine's Day, and I sell Spring Festival couplets on holidays. Accumulate a little and make a lot, every extra point earned is one point, and every extra point saved is one point! Work hard, God will watch. The harder you work, the luckier you will be. When you work hard to a certain extent, God will give you a brand new future!

No matter how much the debt is, it must be repaid!

However, in the face of certain legal compliance and rationality, first of all, people are alive. Thanks to the country for introducing some good policies, which can allow debtors to reduce their burden and regain their enthusiasm for entrepreneurship! !

Don’t worry at all if you have hundreds of thousands or even millions of debts. It is impossible unless you have the ability to repay the money or you don’t want to pay back the debt. It’s normal not to be anxious. The pressure of debt itself is great. If you don't find a way to collect it in the short term, you will be breathless just thinking about the interest you have to pay every day. From time to time, you will get phone calls urging you to pay back the money, and people will come to ask you to pay back the debt. Can you still remain calm and not anxious? No one is a saint. There are people asking for debts like this every day. It would be strange if they were not driven crazy by debt collectors. Of course, it does not mean that you can offset the debt problem by being anxious and panicked every day. You need to calm down and summarize the reasons why you are in debt, how to find opportunities to make money again, and stand up wherever you fall. If you have the courage to face it, you can turn over. You will not be missing that day!