What is the general limit of a CITIC credit card (debit card)?
CITIC Bank credit cards (debit cards) generally have regular credit card limits of 3,000 to 10,000 yuan, gold card limits of 10,000 to 50,000 yuan, and platinum card limits of more than 50,000 yuan. .
The credit card (debit card) first card limit is closely related to the qualifications and credit status of the person applying for the card. If you want to get a relatively considerable credit limit when applying for the first card, it is recommended that the user provide as much financial proof as possible. And provide as detailed, complete and authentic information as possible.
What is the maximum limit of a CITIC credit card (debit card)?
The maximum limit of CITIC Bank’s credit card (debit card) is more than 50,000 yuan. The credit limits of various levels of credit cards (credit cards) of China CITIC Bank are as follows:
1. The credit limit of ordinary CITIC Bank credit cards (credit cards) is between 3,000 and 10,000 yuan.
2. The credit limit of CITIC Bank Credit Card (debit card) gold card is between 10,000 and 50,000 yuan.
3. The credit limit of CITIC Bank Credit Card (debit card) Platinum is more than 50,000 yuan.
As for how much credit the applicant can ultimately get, it depends on what level of credit card (debit card) the applicant applies for and the bank’s comprehensive evaluation of the user. The higher the level, the higher the comprehensive assessment, and the higher the amount.
What is the general credit limit of CITIC Credit Card?
The credit limit of CITIC Credit Card regular card is between 3,000 and 10,000 yuan, and the credit limit of gold card credit card is between 10,000 and 50,000 yuan. Specifically The amount is determined by CITIC Bank based on a comprehensive assessment of the applicant's personal qualifications.
The credit limit of CITIC Bank credit card is granted by CITIC Bank Credit Card Center, and cardholders can swipe the card and make purchases within the credit limit. The specific limit of the card you apply for is mainly determined based on your asset status.
We need to remind everyone that CITIC Bank only approves one credit overdraft limit for all CITIC Bank credit cards held by the same cardholder. That is to say, no matter how many CITIC Bank credit cards the cardholder has, For credit cards, the total amount that can actually be overdrafted is certain. These cards share the same maximum limit, which is the credit limit.
For example, if you have two CITIC Bank credit cards, one with a limit of 6,000 yuan and the other with a limit of 10,000 yuan, then your total limit is not the accumulation of them, but the highest value. 10,000 yuan.
I will know immediately what the limit of CITIC Credit Card is
Credit card limit is one of the most basic features of a credit card. When people talk about a credit card, the issue they are most concerned about is What is its overdraft limit? In the past few days, I have received many inquiries from cardholders of CITIC Bank about the limit of CITIC Credit Card. Let me tell you about it below.
CITIC Bank Credit Card Limit Division
CITIC Credit Card is divided into three card types: regular card, gold card, and platinum card based on different limits, rights and other aspects. The limits are:
1. CITIC Credit Card regular card 3,000-10,000 yuan;
2. CITIC Credit Card gold card 10,000-50,000 yuan;
3. CITIC Credit Card Platinum card 30,000 yuan Above, there is no upper limit.
Among them, the Platinum Card limit is based on 30,000 yuan, which is determined by the bank after reviewing all aspects of the user. For cardholders with good qualifications, the limit may even reach hundreds of thousands.
After introducing the limit of CITIC Credit Card, I will give you some tips on how to increase the limit of CITIC Credit Card.
Methods to increase CITIC credit card limit
1. Pay more attention to catering and entertainment merchants;
2. Install some transactions worth around a thousand yuan;
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3. Provide large bank deposits, houses, cars and other information to the bank that can prove your economic reality;
4. Bind your credit card to a CITIC Bank savings card.
In addition to the above points, the specific way to apply for a credit limit increase is to call the customer service of CITIC Bank and indicate that you want to apply for a credit card limit increase.
The above is the answer to the question of what is the credit limit of CITIC Bank. I believe that card friends already have a basic understanding of the criteria for dividing credit card limits of CITIC Bank. If you want to increase your credit card limit, You can also use the method provided for everyone.
What is the limit for applying for a CITIC credit card for the first time?
The Spring Festival is approaching, and all kinds of parties and money cannot be escaped. Of course, it is necessary to apply for a credit card to cope with this time. So, do you know what the limit is usually when applying for a CITIC credit card for the first time?
What is the limit for applying for a CITIC credit card for the first time?
First time application for CITIC credit card: If it is a regular card, the limit is 3,000 to 10,000 yuan; the gold card limit is 10,000 to 50,000 yuan. The fixed limit for a customer's credit card application is comprehensively assessed based on the information submitted, and the final review result shall prevail.
At the same time, according to the analysis of many netizens, the credit card limit is closely related to your monthly fixed income, and is usually below your fixed income. Of course, unless you can provide other proof of financial resources.
How to apply for a CITIC credit card for the first time?
1. Application on the official website
Search and enter the CITIC Bank Credit Card Center; click on the homepage to apply for online credit card products; then select the card type you want to apply for, fill in the relevant information, and submit.
2. Apply at the counter of a business outlet
Go to a CITIC Bank business outlet with your ID card, proof of work, income, and other financial proof; fill in the credit card application form; Follow the staff’s instructions to apply for the card.
3. Official WeChat application
Follow the official WeChat account of CITIC Bank Credit Card, click Apply for a Card in the menu bar, select your favorite card type, and fill in the relevant information.
Tips: If you are applying for a CITIC credit card for the first time, you must go to a business outlet to activate it before you can use it.
That’s all about the CITIC credit card limit. I hope it can help you.
You can apply for various credit cards quickly and safely.
That’s it for the introduction of the credit limit for applying for a CITIC credit card.