If you are applying for a China Merchants Bank credit card, there is no China Merchants Bank in Maoming. You must apply through the China Merchants Bank where you work and live. The most important condition is to have a stable job and income. The necessary application documents are a copy of your identity certificate and your job. Supporting documents, if you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit. The credit card application review is comprehensively assessed by the system. During this period, we refer to many factors, such as age, job stability, income, personal credit and other aspects. It may be that your original application information did not fully reflect your true situation, which resulted in the application not passing. If the review fails, our bank will send you a text message to notify you on the 6th day. If the mobile phone number is abnormal, a paper return notice will be sent. letter. If your job or financial information changes in the future, you can re-submit the information and apply again after 3 months. I hope you can apply for a card successfully next time!