If you decide not to use Ping An Credit Card any more, there are two main cancellation methods:

First, you can operate directly by phone. Call Ping An Bank's credit card service hotline 95511, and after transferring to manual service, clearly inform customer service of your cancellation requirements. Customer service will verify your personal information, including ID information and credit card password. Make sure that you have fully understood and prepared the relevant certificates and information for the smooth cancellation process.

Secondly, you can choose to go to the nearby business outlets of Ping An Bank in person. Take your ID card and the credit card to be cancelled, go to the manual service window and apply for cancellation to the staff. Although the customer service may try to retain you during the cancellation process, please express your decision firmly and give clear reasons, without worrying about face.

before cancellation, be sure to pay off the credit card debt to avoid affecting the cancellation process. You can use online payment tools such as Alipay or Baidu Wallet to complete the repayment. After paying off the money, contact customer service for formal cancellation. In addition, for the sake of safety, it is recommended to destroy the card after cancellation to prevent others from using it.

finally, please pay attention to the status of the credit card account after cancellation, and usually call the bank again after 46 days to confirm whether the account has been successfully cancelled, so as to ensure the safe closure of your account.