The minimum repayment amount means that it is difficult for the cardholder to repay all the payables before the due repayment date (inclusive). The minimum repayment amount can be repaid according to the minimum repayment amount stipulated by the issuing bank, but the interest-free repayment period cannot be enjoyed. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill. Minimum repayment amount = 65438+ 00% of the consumption amount within the credit line+65438+000% of the cash advance transaction amount+65438+000% of the unpaid part of the previous minimum repayment amount+65438+000% of the consumption amount exceeding the credit line+65438+000% of the expenses and interest. At present, in the above formula, some banks use the minimum repayment rate of 10% to advance cash.