How to apply for a Bank of Communications platinum credit card specially approved for enterprises

How to apply for a Bank of Communications platinum credit card specially approved for enterprisesHow to apply for a Bank of Communications platinum credit card

1.

To apply on the official website, log in to the official website of the Bank of Communications, select your region and click "Apply Now" below.

2.

Bring your valid identity documents and income certificate documents to any Bank of Communications branch for processing.

3.

Call the customer service number to apply, fill in the application form according to the voice prompts, and submit the platinum card application.

4.

To apply through the mobile app, download the "Pay Now" app, select "Credit Card" and click "I want to apply for a card" and then

you can use the company Apply for a credit card in your name? What procedures are required?

Yes. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. However, applying for personal credit card products cannot be done in the name of the company. However, when applying for a credit card, you need to fill in the name of your current employer and submit a certificate of employment or income issued by your employer with an official seal.

Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

Extended information:

According to the "Notice on the Issuance of the "Credit Card Business Management Measures"":

Article 33: Any person in the People's Republic of China *** Organizations that open basic deposit accounts with domestic financial institutions can apply for organization cards. Several unit cards can be applied for, and the cardholder's qualifications shall be designated and canceled in writing by the legal representative of the applying unit or his authorized agent.

Citizens with full capacity for civil conduct can apply for a personal card. The main cardholder of a personal card can apply for supplementary cards for his spouse and relatives over the age of 18. There may be no more than two supplementary cards. The main cardholder has the right to request the cancellation of his supplementary cards.

Article 34 When applying for a credit card, an organization or individual should fill in the application form in accordance with the regulations and submit it together with relevant information to the card-issuing bank. For those who meet the conditions, the card-issuing bank will open a credit card account for the applicant and issue a credit card.

Article 35 All funds in the unit card account shall be transferred and deposited from the basic deposit account. Cash shall not be deposited, and funds from other deposit accounts and sales revenue shall not be deposited into the unit card account.

The funds in a personal card account are limited to cash deposits held by the individual or transfers from salary payments and other legitimate personal income. It is strictly prohibited to transfer funds from the company into personal card accounts.

Article 36 Credit cards can only be used by the legal cardholder himself, and the cardholder is not allowed to rent or lend the account.