18 years old+ID card+full capacity for civil conduct+no bad credit record+the applicant's work unit or habitual residence should be in the location of the card issuer+proof of income stamped with the official seal of the unit+two contacts.

Process: submit the application materials for card handling-bank phone or on-site credit investigation-wait for SMS or phone notification from the credit card account manager-hold the ID card+fill in the application form to go to the counter to handle the card and activate it.

Without proof of income, how can the bank believe that you have the ability to repay and give you a credit card?

Under normal circumstances, joint-stock banks such as Bank of Communications and Xingye have larger credit card quotas.