Ant Huabei prompts that the current transaction is not supported

When using Huabei to pay, the page shows that the transaction does not support Huabei. There are two reasons:

1 . If you are shopping in an offline store, Huabei cannot be used because the merchant you are shopping from has not activated Huabei service. You need to go to a merchant that supports Huabei payment to use it.

2. If you are shopping online and some of the goods you purchase do not support Huabei payment, you can pay for the items you want to buy separately.

This payment method in Huabei does not support the current transaction. In fact, it means that the product purchased cannot be paid with Huabei. The online store purchased does not have the Huabei payment function enabled, so you can only choose another one. Payment method.

If there are any violations during the use of Huabei, such as overdue repayment, your credit will be affected to a certain extent. When using Huabei to pay, Alipay will evaluate it, and if it does not meet the standards, it will be restricted.

Extended information:

Ant Huabei supports shopping in multiple scenarios. The previous main application scenarios were Taobao and Tmall, and most merchants on Taobao and Tmall can use it for payment.

Ant Huabei has stepped out of the Alibaba e-commerce platform and has access to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; local life service websites, For example, Koubei, Meituan, Dianping, etc.; mainstream 3C official malls, such as LeTV, Haier, Xiaomi, OPPO, etc.; and some overseas shopping websites.

Ant Huabei’s quota is granted based on the user’s accumulated consumption, repayment and other behaviors on the platform. Users’ various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic. When If the user behaves well within a period and complies with the quota increase policy, the corresponding quota may be increased. Ant Huabei cannot be opened or raised through others. Please do not trust others and leak personal information. Why does Huabei not support the current transaction?

1. Positive answer

If it shows that the current transaction does not support Huabei when paying with Huabei, it is probably due to the following reasons of.

2. Specific analysis

1. The merchant has not activated Huabei to collect money.

(1) Although Huabei can be consumed online and offline, not all merchants have enabled Huabei to collect money.

(2) If multiple orders are consolidated and settled, as long as one of the items does not support Huabei payment, the entire transaction cannot use Huabei payment method.

2. The merchant has not activated the merchant payment code. Huabei can only scan the merchant's payment code for payment, and cannot scan the personal payment code for payment.

Choose other payment methods for this transaction. If you want to use Huabei for subsequent purchases, it is recommended to choose large shopping malls, supermarkets, department stores and other places. Basically, merchant payment codes will be opened, like some small stalls and hawkers. What is usually provided is the store owner’s personal payment code.

3. The consumption amount is too large and exceeds the limit (1) The consumption amount exceeds the limit set by the user; (2) The consumption amount exceeds the limit set by the system; (3) The consumption amount exceeds the limit set by the merchant For Huabei's payment limit, users can log in to Alipay to adjust the self-set limit; as for the system limit and merchant limit, humans cannot forcibly intervene and can only pay in other ways.

4. There are risks in system monitoring of transactions. Every transaction paid with Huabei will be monitored by the system. Once it is detected that there are certain risks in the current transaction environment, for example, the system believes that the merchant where the user consumes is irregular or If the consumption is not my own and there is suspicion of fraud, then in order to avoid risks, transactions may be restricted.

You can try paying again, maybe it can return to normal.

If it still prompts that there is a risk, you can only change other payment methods, or directly change the merchant to make purchases.

5. The available account limit is insufficient. The current available limit of Huabei is insufficient and is lower than the amount of the product. Naturally, it is impossible to successfully pay (note that even if you choose Huabei to pay in installments, you actually need to pay the amount of the product in one go. However, subsequent repayments can be repaid in installments according to the selected number of installments).

(1) Check whether the system provides a temporary quota. If so, you can apply for it (the Huabei temporary quota is valid for about one month).

(2) Pay off the unpaid bill balance in the account and restore the previous consumption limit. In this way, the available limit will increase.

(3) Check whether the system has launched a quota increase task. If so, you can actively participate. After the task is completed, the system will conduct an evaluation within 3 to 5 minutes. If the evaluation meets the standards, the quota will be increased.

6. Huabei’s credit limit was frozen (1) Huabei’s repayment was overdue, and the system reported it to Zhima Credit and the central bank’s credit report, leaving a bad record, resulting in damage to personal credit As a result, Alipay froze Huabei's quota and closed accounts, resulting in limited Huabei functions.

(2) Alipay borrowing money, reserve funds, online merchant loans or other credit products related to Zhima Credit and authorized central bank credit reporting failed to repay on time due to serious overdue circumstances, thus indirectly It affects Huabei.

It is recommended to pay off all overdue debts as soon as possible, and then patiently repair the damaged credit, accumulate more good records, and participate more in credit tasks launched by Sesame Credit, enrich personal contract-keeping behavior, and ensure timely performance of contracts. , wait for three to six months to see if Huabei returns to normal.

7. The Huabei account has been risk controlled by the system because of bad behaviors such as score brushing and illegal tx

, or because of frequent modification of account information (such as changing bank cards, Changing the authentication mobile phone number), frequently changing different devices to log in to the account, etc., have led to a high increase in account risks, thus triggering system risk control.

Be careful to avoid risky operations in the future and wait patiently for the system risk control to end (the duration is about one or two months).

If you are suspected of tx only because of frequent transactions, but you have not actually performed tx operations

, you can contact Alipay customer service and provide recent transaction details. Make a complaint.

8. The system is under maintenance and upgrade. Due to a malfunction, the backend system is undergoing maintenance and upgrade. The account will be temporarily locked and naturally cannot be used.

As long as the system maintenance and upgrade are completed, Huabei should return to normal immediately (the time may vary, maybe a few minutes, maybe a few hours, maybe a few days).

9. During the brand isolation work, Ant Consumer Finance has recently implemented brand isolation and updated the original Huabei service that was fully funded by banks and other financial institutions to credit purchases, which will be suspended during this period. Huabei services and other brand isolation work will be completed, and Huabei will be able to resume use by then (note that the original consumption, accounting, repayment and other service experiences will not be affected).

Nowadays, there are many online loan big data systems that can provide online loan record query, you can search: Xiaoqixin Check. You can query online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan estimated credit limit and other important data information.

3. Can I still use Huabei if I don’t repay it on time?

If Huabei fails to repay on time, once it is overdue, the system will report it to Zhima Credit and report to the credit report, resulting in personal credit damage. At that time, the system is likely to implement risk control reduction. Even if the limit is frozen, it can no longer be used.

If you want to resume use, the user must pay off the overdue debt quickly, and then patiently spend time repairing the damaged credit, and accumulate more good records. After the credit is restored, the system should be restored. Huabei will be restored (it is recommended to keep it for three to six months before checking the credit).

Why does my Huabei show that it does not support the current transaction

1. The purchased goods do not currently support Huabei payment;

2. The merchant has not activated Huabei service;

3. When multiple items are paid together, if one item does not support Huabei payment, it cannot be used. At the same time, even if the item supports Huabei payment, the buyer may not be able to use Huabei payment if the Huabei status is normal, so in the end it can Please refer to the cashier page for whether to choose Huabei payment.

Extended information:

Users can advance the amount of Ant Huabei when making purchases, and repay on the 9th of the next month after receipt of the goods is confirmed. The interest-free period is the longest. It can last up to 41 days. In addition to the "buy this month, pay back next month, super long-term interest-free" consumption experience, Ant Huabei also launched the Huabei installment function, where consumers can repay in 3, 6, 9, or 12 months.

The 9th of every month is the repayment date for Huabei. Users need to pay off the Huabei bills that have been generated on the repayment date. On the due date of repayment, the system will automatically deduct the balance of Alipay account, Yu'E Bao (requires Yu'E Bao deduction function), and debit card quick payment (including card) to repay the unpaid portion of the bill.

You can also take the initiative to make repayments. To avoid overdue payments, please ensure that your Alipay account has sufficient funds. If the payment is overdue, a late fee of 0.05% will be charged per day.

On November 12, 2018, the Alipay App released a new function notice stating that the Huabei deferred repayment function will be fully launched on December 1. To put it simply, the Huabei extension is equivalent to a simple transition, which can alleviate the repayment pressure of hand-pickers to a certain extent.

Baidu Encyclopedia - Huabei Why does Huabei always show that the current transaction is not supported? Is Huabei subject to risk control?

It is not that it is subject to risk control, but that the merchant for shopping has not been activated. Huabei receives payment, so when paying with Huabei, it will be displayed that the current transaction does not support Huabei. The operation method is as follows:

1. First, search for "Huabei cannot pay" through Alipay to query yourself Whether the Huabei account is normal.

2. When using Huabei for payment does not support transactions, it is possible that the merchant has not opened the Alipay Huabei payment collection service, so we cannot use Huabei for payment.

3. Or among the multiple items purchased, there may be one item that does not support Huabei payment. Even if the others support Huabei payment, you cannot use Huabei payment in the same payment. You can change the payment with Huabei. Supported and supported are purchased separately.

4. The Alipay system will evaluate whether it can support Huabei payment based on our current transactions, possibly to prevent tx